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Mortgage Advice News

Help for mortgage prisoners is potentially on its way

  Financial watchdog looks to relax its own rules Almost 150,000 mortgage prisoners unable to switch from costly deals may soon be offered a lifeline by the financial watchdog. The Financial Conduct Authority today launched a consultation on whether it…

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Mortgage Advice News

Help for 1st time buyers with no deposit

  If you can’t raise a deposit then maybe Co Ownership is worth considering For many first time buyers raising a deposit just proves too difficult. With Co Ownership this isn’t always required and in many cases the overall monthly…

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Mortgage Advice News

Halloween holidays

Office closure info The office will be closed next week for the Halloween holidaysWe reopen at 9am on Monday 4th November

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Mortgage Advice News

Essentially wealth magazine

  Quarter 3 magazine for 2018 is now available Our latest magazine focusing on all things financial is now availableThis edition focuses on: Bank of ‘mum & dad’ feels the pinch Buy to let market not dead yet Benefits of…

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Mortgage Advice News

First time buyers with small deposit see rates rise

  Gap between rates of 90% LTV vs 95% LTV widens Mortgages for first-time buyers with small deposits have got more expensive, as lenders begin to offer better deals to customers with more of their own equity. Those saving for…

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Mortgage Advice News

First Time Buyers Continue To Fuel The Market

  Generous mortgage rates, stamp duty reductions & cheaper houses behind continued surge Almost 2,000 more first-time buyers climbed onto the property ladder in July than in the same month last year, official figures have confirmed. Data released today by…

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Mortgage Advice News

Essentially Wealth Magazine

  Quarter 1 magazine for 2018 is now available to download or view online This quarters magazine focuses on: What’s your financial plan for 2018? How we’re relying more and more on the state pension ISA’s – could you make…

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Mortgage Advice News

First time buyers hit their highest levels since 2006

  This marks first time pre – recessions levels have been hit The number of new home buyers entering the market has recovered to pre-recession levels for the first time, official figures have revealed. There were 370,000 new first-time buyer…

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Mortgage Advice News

Essentially Mortgages Quarterly Magazine

  Our latest magazine is now available Issues we look at this month include:Good news – homes are now more affordableLending money to help family members – how to do it rightConfused by jargon ? some basics that will helpQuarter…

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Mortgage Advice News

Essentially Wealth Magazine

  Quarter 2 magazine for 2018 is now available to view or download Our latest magazine focusing on all things financial is now availableThis edition focuses on: The impact living longer will have on your retirement planning Pension scams update…

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland.Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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