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Mortgage Advice News

Lenders offer bargain deals as Brexit & winter worries weigh on the...

  With fewer people searching for a home & a slow down in enquiries – lenders keep rates low & offer incentives to attract business Those looking to move house or remortgage this winter can bag themselves a bargain mortgage…

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Mortgage Advice News

Is your mortgage costing you more than it needs to?

  Some homeowners paying triple the interest rate they would on a fixed rate A third of mortgage holders whose deals expired last year ended up paying a‘procrastination penalty’ of hundreds of pounds which could have been avoided had they…

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Mortgage Advice News

Looking for a mortgage? Borrowers opting for Halifax could see their loans paid...

  New borrowers have until the end of the year to be eligible Halifax will announce tomorrow the chance for borrowers to take part in a one-off £1 million prize draw. The launch follows the success of the provider’s longstanding…

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Mortgage Advice News

Is it time to bargain hunt, with Brexit uncertainty ?

  Brexit worries weigh on the property market: House prices are subdued, transactions slow and buyers lack interest, but is it time to bargain hunt? Uncertainty surrounding Brexit has crushed confidence in the housing market, the latest survey of estate…

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Mortgage Advice News

Mortgages – An introduction

  Getting to grips with the basics Here you will find easy to follow information on: Finding the right mortgage for you How much can you afford to borrow? Getting your finances in order Why you need a survey Understanding…

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Mortgage Advice News

Home insurance – An introduction

Getting to grips with the basics Here you will find easy to follow information on: Deciding what type of cover is right for you Protecting your valuables away form your home Understanding how your excess works Keeping your policy up…

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Mortgage Advice News

Life insurance – An introduction

  Getting to grips with the basics Here you will find easy to follow information on: Deciding how much cover is right for you Term assurance or whole of life policy? Choosing between joint or single life cover Critical illness…

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Mortgage Advice News

Introduction to mortgages

  Not sure where to start? This guide may help Not sure where to start when it comes to a mortgage? This guide may help you along the right pathHere you will find easy to follow information on: Finding the…

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Mortgage Advice News

Interest rates could be slashed into negative territory for first time ever

  Negative bank rate would mean lenders cut mortgage rates even further – but savings rates would also go into reverse Interest rates could be cut to below zero for the first time in history to save the UK economy…

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Mortgage Advice News

Interest rates could fall further in 2020

Price war between lenders and potential BOE rate cut could see interest rates drop during 2020 Mortgage interest rates will continue to fall as a price war between lenders continues this year, predicts a mortgage broker Shaun Evans, CEO of…

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland.Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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