Remortgage
Arranging your next mortgage can be as
important as your first mortgage, especially
as the cost of living crisis deepens.
Our role as your mortgage adviser is to
source and recommend the most affordable
and appropriate mortgages.
We're whole of market advisers and are
ready to assist you now.
Is your current mortgage deal coming to an end? Contact Mc Daid Mortgages for cost-effective and comprehensive remortgage deals.
The difference in monthly repayments between one mortgage and another can be substantial. We, at Mc Daid Mortgages, want to ensure your monthly mortgage repayments reflect your affordability and that you’re not unnecessarily overpaying each month. Furthermore, with lender criteria constantly changing, it’s essential to source an appropriate mortgage that meets your needs. We can help with every stage of the remortgage application process.
Typically, we don’t charge any fees for arranging your mortgage, so there’s no cost to you for speaking with us and getting the advice you need. However, in certain circumstances a fee may be payable, but this will not exceed £295. Our initial consultation is always free of charge, and we will confirm if any fee is payable prior to you making any decision to proceed.
Use your savings more effectively
If you are looking for fixed rate mortgage deals, then Mc Daid Mortgages can offer you various options. Similarly, we can assist with offset mortgage options so that you can use your savings more effectively. There are many other mortgage features you may be interested in. Contact us for details.
Clear guidance on pros and cons of a remortgage
There are many pros and cons of any remortgage deal. It can be highly confusing for you to choose the right deal. I’ll explain everything in detail so that you can make an informed decision.
Why remortgage?
- To save money
- Home improvements
- Debt consolidation
- Capital raising for various purposes
- Secure fixed rate
Testimonials
“I would highly recommend going to Pat for mortgage advice and life insurance. He has been fantastic, very professional and fast at sorting everything out. He makes what can be a complicated process seem so easy and seamless. Pat provides regular updates and supports until everything is in place. Thank you for everything Pat”– Colleen Harkin
“My family and myself have been dealing with Pat and McDaid Mortgages for many years. Everything is broken down in very simplistic and understandable terms so you know exactly what you are getting and what it will cost you. Pat takes the stress and hassle out of handling all the paperwork for you and is the only point of contact you will ever need when getting a mortgage and arranging your insurances. Top man providing a top service which I have no hesitation in recommending to anyone – thanks Pat!”–Kevin Brown
From discussing product transfer options through to remortgaging with a new lender, we are qualified and experienced in helping people like you.
Get In Touch
Mc Daid Mortgages will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information. How we use your data.
Follow us on Facebook
As a first-time buyer Patrick was absolutely invaluable, so responsive and accessible. He guided me through every step and was extremely reliable throughout! I would recommend him to anyone.
I cannot recommend Pat enough and would like to say a HUGE thank you for all of his hard work in securing me a mortgage and for guiding me through the purchase step by step. From the very first time I met with Pat, he couldn't have been more helpful. He was always just a message away to clear up queries or concerns, and he always explained things in a way that made the whole process less overwhelming. I will always recommend Pat to anyone I know who is deciding to purchase a house. Thank you again!
I recently used Mc Daid Mortgages to purchase my first home. Patrick was fantastic at finding me the best deal to suit my situation and his expertise and professionalism made everything easy and stress-free. I highly recommend them for anyone needing a reliable mortgage advisor.
Patrick was helpful throughout the process making sure everything was done on time and answering any questions
Fantastic throughout the whole home buying process. Supportive and no question seemed too ridiculous to ask.
Patrick was so approachable and was great and keeping in touch and providing reassurance when needed. He explained the process step by step. Highly recommend
Pat has helped me for many years now. Firstly, when my self build mortgage came to an end and the then provider literally hung me out to dry. I didn't know where to turn. Pat was recommended and I have truly never looked back.Subsequently I bought some buy to let's and Pat has handled the mortgages on them. Always sound advice! Maybe sometimes, what you don't want to hear, but never the less the safest hands I've ever met where finance is concerned. I thoroughly recommend McDaid Mortgages. I won't go elsewhere!
Patrick was brilliant, super quick at completing the DIP through to advising on general queries during the process towards completion.
Cannot recommend highly enough.Patrick was amazing - the help, guidance and expertise was beyond words.My situation was complex - i was refused a mortgage elsewhere and told by other brokers that there was no point in applying as the result would be the same.I feel so lucky to have came across Mc Daid mortgages and Patrick. His perseverance, knowledge. positive attitude and determination was outstanding. He was patient and completely thorough in all the documentation that he gathered, compiled and presented on my behalf...and he made sure that all the evidence required was organised and presented to the highest standard. He communicated with me throughout the process and did this with kindness answering any questions i may have had and ensuring all documentation was sourced and gathered.I now have a mortgage thanks to Patrick and i am so relieved! With this mortgage comes complete peace of mind and I am so thankful and so grateful to be in this position and it is all due to Patrick. Thank you.
Would definitely recommend McDaid Mortgages!! I worked with Pat firstly then Patrick and the process couldn't have been any smoother.As a first time buyer I constantly had questions but Patrick was always available at the end of the phone to clear anything up.Would highly recommend McDaid Mortgages for a professional, knowledgeable and friendly service!
I would highly Recommend Pat and Patrick as they were brilliant at arranging our mortgage for us.Their advice from Day 1 was a massive help and they were very quick and efficient getting things sorted quite quickly.thanks for all your help..Paul and Sharon Mc Ginley.
Would definitely recommend McDaid mortgages. Patrick dealt with my remortgage - he was a pleasure to work with, sorted out my mortgage with minimal hassle to me, kept me up to date with progress at each stage - ensured everything ran smoothly from that first phone call to completion. Thanks a million Patrick - will be back looking for a new deal when this one is coming to an end 🙂.
Hello, we are a Spanish family who had some complications to obtain a mortgage. Today everything is solved thanks to Ryan, a great professional but a better person. Thank you Ryan for fulfilling our dream ? forever grateful to you
Ryan was more than helpful in helping us to get the best deal for our new mortgage rates. He was very flexible with his time and great at communicating. Highly recommend?
Worked with Ryan to buy the property we have been renting the last couple of years. Ryan was super efficient and helpful. He handled our application with the upmost attention. From the very beginning until completion, Ryan kept in contact with us. He also helped us with any insurances we needed. Thank you very much Ryan - highly recommend!
Worked with Patrick to buy the property we have been renting last couple of years over COVID. Patrick was so helpful, gave us lots of information, processed application quickly and kept us up to date throughout the process until we got approval. Thank you very much - highly recommend!!!!
I can highly recommend Mc Daid Mortgages, having used their services recently to change my mortgage supplier. Pat was knowledgeable, professional and friendly. He kept me informed at each step of the process and was always flexible when it came to meeting. Thanks to Pat and his team, the switch was quick, straight forward and stress free.
It was great to work with Pat to refix my mortgage. I really appreciated the professional and expert guidance Pat provided, especially during the uncertainty of the current financial climate.Thanks again, Caroline
Still going through the process but Pat has been so attentive and helpful. He explains the normally baffling process of home ownership in a way that makes sense!
Having been dealing with Mc Daid Mortgages and Pat for over 15 years - very personalised, professional and efficient business. Would highly recommend for all insurance, mortgage and financial planning - 5 stars!
Try Our Mortgage Calculators
If you’re wondering how much you can borrow or how much your repayments will be each month, we can help. We’ve created specific calculators to help you understand what you can borrow and how much it will cost.
Get Your Free Credit File
Sign up and download your free credit file with CheckMyFile. Your credit file will include three different credit searches and is the most comprehensive report available. Try it FREE for 30 days, then £14.99 a month – cancel online anytime.
Your property may be repossessed if you do not keep up repayments on your mortgage. As with all insurance policies, conditions and exclusions will apply. You may have an early repayment charge to your existing lender if you remortgage. Not all Buy To Let Mortgages are regulated by the Financial Conduct Authority. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage