About Us

As qualified mortgage advisers, we
know how important it is to be able to
trust your adviser.

We work on your behalf to achieve your
objectives. Regardless if you're a first
time buyer, moving home or remortgaging,
we're by your side throughout every
stage of the process.

Are you moving house, remortgaging or planning to buy for the first time?

As an experienced mortgage adviser, we’ll make the whole process as smooth as possible.

When you contact Mc Daid Mortgages, you can rest assured that any financial issues you have in relation to the property, will be handled by a qualified and experienced adviser. All our mortgage advisers have many years of experience in the industry and can offer you expert, regulated advice.

We will also liaise with all relevant parties such as lenders, solicitors, estate agents and surveyors. This helps make the whole process as stress-free and as smooth as possible.

Our business owner, Pat Mc Daid, has been in the financial service industry since 1996 and we’re a member of the Stonebridge Network, which is fully authorised and regulated by the FCA.

We’re also a member of the Association of Mortgage Intermediaries which is an industry body set up to promote the provision of good advice as an essential part of a healthy market for mortgages, which operates in the interests of consumers.

Typically, we don’t charge any fees for arranging your mortgage, so there’s no cost to you for speaking with us and getting the advice you need.

However, in certain circumstances a fee may be payable, but this will not exceed £295. Our initial consultation is always free of charge, and we will confirm if any fee is payable prior to you making any decision to proceed.

pat@mcdaidmortgages.co.uk
Tel: 07968 155 176

Who are we?

My name is Pat Mc Daid, owner of Mc Daid Mortgages. I’m a local Derry man and my business has been helping clients with their mortgage and insurance requirements since 1996.

We pride ourselves on being open and honest with every client we deal with and providing a first-class service which constantly keeps you updated throughout the process.

What we do?

Mc Daid Mortgages is a local mortgage advice business in Northern Ireland, with advisers serving the whole of the UK. We have access to the whole of the mortgage market.

Whether you’re a first time buyer, moving home, or simply looking for a better deal, we can help.

We also offer advice on insurance products such as life insurance, critical illness cover and home insurance.

Jewel CassidyJewel Cassidy
10:28 10 Oct 24
As a first-time buyer Patrick was absolutely invaluable, so responsive and accessible. He guided me through every step and was extremely reliable throughout! I would recommend him to anyone.
Jade GallagherJade Gallagher
13:13 08 Oct 24
I cannot recommend Pat enough and would like to say a HUGE thank you for all of his hard work in securing me a mortgage and for guiding me through the purchase step by step. From the very first time I met with Pat, he couldn't have been more helpful. He was always just a message away to clear up queries or concerns, and he always explained things in a way that made the whole process less overwhelming. I will always recommend Pat to anyone I know who is deciding to purchase a house. Thank you again!
ConalConal
15:37 25 Sep 24
I recently used Mc Daid Mortgages to purchase my first home. Patrick was fantastic at finding me the best deal to suit my situation and his expertise and professionalism made everything easy and stress-free. I highly recommend them for anyone needing a reliable mortgage advisor.
Shane OconnorShane Oconnor
16:43 23 Aug 24
Patrick was helpful throughout the process making sure everything was done on time and answering any questions
Courtney YoungCourtney Young
20:32 14 Jun 24
Fantastic throughout the whole home buying process. Supportive and no question seemed too ridiculous to ask.
natasha higginsnatasha higgins
10:02 11 Jun 24
Patrick was so approachable and was great and keeping in touch and providing reassurance when needed. He explained the process step by step. Highly recommend
David PointonDavid Pointon
09:19 21 Apr 24
Pat has helped me for many years now. Firstly, when my self build mortgage came to an end and the then provider literally hung me out to dry. I didn't know where to turn. Pat was recommended and I have truly never looked back.Subsequently I bought some buy to let's and Pat has handled the mortgages on them. Always sound advice! Maybe sometimes, what you don't want to hear, but never the less the safest hands I've ever met where finance is concerned. I thoroughly recommend McDaid Mortgages. I won't go elsewhere!
RhiannonRhiannon
16:26 05 Mar 24
Patrick was brilliant, super quick at completing the DIP through to advising on general queries during the process towards completion.
GeriGeri
23:18 19 Feb 24
Cannot recommend highly enough.Patrick was amazing - the help, guidance and expertise was beyond words.My situation was complex - i was refused a mortgage elsewhere and told by other brokers that there was no point in applying as the result would be the same.I feel so lucky to have came across Mc Daid mortgages and Patrick. His perseverance, knowledge. positive attitude and determination was outstanding. He was patient and completely thorough in all the documentation that he gathered, compiled and presented on my behalf...and he made sure that all the evidence required was organised and presented to the highest standard. He communicated with me throughout the process and did this with kindness answering any questions i may have had and ensuring all documentation was sourced and gathered.I now have a mortgage thanks to Patrick and i am so relieved! With this mortgage comes complete peace of mind and I am so thankful and so grateful to be in this position and it is all due to Patrick. Thank you.
Adam McCAdam McC
16:13 24 Nov 23
Would definitely recommend McDaid Mortgages!! I worked with Pat firstly then Patrick and the process couldn't have been any smoother.As a first time buyer I constantly had questions but Patrick was always available at the end of the phone to clear anything up.Would highly recommend McDaid Mortgages for a professional, knowledgeable and friendly service!
Paul Mc GinleyPaul Mc Ginley
10:47 11 Nov 23
I would highly Recommend Pat and Patrick as they were brilliant at arranging our mortgage for us.Their advice from Day 1 was a massive help and they were very quick and efficient getting things sorted quite quickly.thanks for all your help..Paul and Sharon Mc Ginley.
Ruaigin KavanaghRuaigin Kavanagh
06:15 06 Oct 23
Would definitely recommend McDaid mortgages. Patrick dealt with my remortgage - he was a pleasure to work with, sorted out my mortgage with minimal hassle to me, kept me up to date with progress at each stage - ensured everything ran smoothly from that first phone call to completion. Thanks a million Patrick - will be back looking for a new deal when this one is coming to an end 🙂.
Hello, we are a Spanish family who had some complications to obtain a mortgage. Today everything is solved thanks to Ryan, a great professional but a better person. Thank you Ryan for fulfilling our dream ? forever grateful to you
Jess WilsonJess Wilson
20:56 26 Jun 23
Ryan was more than helpful in helping us to get the best deal for our new mortgage rates. He was very flexible with his time and great at communicating. Highly recommend?
Coleen BarrColeen Barr
10:08 14 Jun 23
Worked with Ryan to buy the property we have been renting the last couple of years. Ryan was super efficient and helpful. He handled our application with the upmost attention. From the very beginning until completion, Ryan kept in contact with us. He also helped us with any insurances we needed. Thank you very much Ryan - highly recommend!
Ciara McDermottCiara McDermott
14:10 23 May 23
Worked with Patrick to buy the property we have been renting last couple of years over COVID. Patrick was so helpful, gave us lots of information, processed application quickly and kept us up to date throughout the process until we got approval. Thank you very much - highly recommend!!!!
catherine houtencatherine houten
13:27 13 May 23
I can highly recommend Mc Daid Mortgages, having used their services recently to change my mortgage supplier. Pat was knowledgeable, professional and friendly. He kept me informed at each step of the process and was always flexible when it came to meeting. Thanks to Pat and his team, the switch was quick, straight forward and stress free.
Vincent MccaffertyVincent Mccafferty
19:26 16 Feb 23
Pat sorted my mortgage and life insurance would highly recommend.
d fd f
16:07 20 Nov 22
It was great to work with Pat to refix my mortgage. I really appreciated the professional and expert guidance Pat provided, especially during the uncertainty of the current financial climate.Thanks again, Caroline
Still going through the process but Pat has been so attentive and helpful. He explains the normally baffling process of home ownership in a way that makes sense!
Kevin BrownKevin Brown
16:22 03 Jan 18
Having been dealing with Mc Daid Mortgages and Pat for over 15 years - very personalised, professional and efficient business. Would highly recommend for all insurance, mortgage and financial planning - 5 stars!
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Damien Coleman

damien@mcdaidmortgages.co.uk
Tel: 07810 001750

My name is Damien and I’m based in beautiful Co Fermanagh. I have been in the financial services & insurance industry helping clients with their mortgage and insurance requirements since 2003. I am also a highly experienced Commercial Insurance broker & Business Protection Insurance adviser.

Patrick Mc Daid

patrick@mcdaidmortgages.co.uk
Tel: 07715255908

My name is Patrick and I’ve recently been promoted to a Mortgage Adviser within Mc Daid Mortgages, after gaining my qualifications via completion of the CeMap exams. Prior to this I worked as a mortgage & insurance administrator, helping clients with their applications and ensuring everything ran smoothly with lenders, solicitors and various other parties to a property purchase or remortgage.

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    If you’re wondering how much you can borrow or how much your repayments will be each month, we can help. We’ve created specific calculators to help you understand what you can borrow and how much it will cost.

    Your property may be repossessed if you do not keep up repayments on your mortgage

    As with all insurance policies, conditions and exclusions will apply

    You may have an early repayment charge to your existing lender if you remortgage

    Not all Buy To Let Mortgages are regulated by the Financial Conduct Authority

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