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Mortgage Advice News

October 2026 Newsletter

This month, we’re looking at the latest Co-Ownership changes, protecting what matters, understanding your credit report and the value of professional financial advice — with useful information you can share with family and friends too. Read our latest newsletter  

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Mortgage Advice News

Could Gambling Affect Your Mortgage Application?

Could Gambling Affect Your Mortgage Application? When you’re getting ready to apply for a mortgage, most people naturally think about the big things. Your salary. Your deposit. Your credit history. Your existing loans and credit cards. But there are also…

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Mortgage Advice News

The Mortgage Reckoning – What Happens When Your Fixed Rate Ends?

There has been quite a bit of discussion recently about homeowners facing a “mortgage reckoning” as more people come off older fixed-rate deals and have to arrange a new mortgage at today’s rates. It’s an important issue, but I think…

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Mortgage Advice News

Could You Buy Your First Home With Just a £5,000 Deposit?

Saving a deposit is one of the biggest hurdles for many first-time buyers. House prices have risen, rent is expensive and trying to build up a 5% deposit can take a long time. So when a lender announces a mortgage…

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Mortgage Advice News

Northern Ireland House Prices Continue to Rise – But What Does It Mean for...

If you’re thinking about buying a home in Northern Ireland at the minute, you’ll probably have noticed that prices are still moving upwards. The latest PropertyPal Housing Market Update shows that the average property price in Northern Ireland has reached…

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Mortgage Advice News

Office Summer Holidays 😎

  ☀️ That’s us officially on our summer holidays! 😎 Thanks to everyone for your continued support this year. We hope you all have a fantastic summer, and we’ll see you again very soon! 🏡

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Mortgage Advice News

June 2026 Newsletter

From mortgage insights to protection and financial planning tips, this month’s newsletter is packed with practical guidance to help you make smarter financial decisions. Read our latest newsletter  

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Mortgage Advice News

Getting Mortgage Ready: 5 Credit Report Checks You Should Make Before Applying

When people think about getting a mortgage, they often focus on saving a deposit or finding their dream home. While those things are important, one of the most overlooked parts of the process is checking your credit report before you…

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Mortgage Advice News

New Low-Deposit Mortgages: Could They Help More First-Time Buyers? 🏡💷

Saving a deposit has become one of the biggest challenges facing first-time buyers in recent years. With rents, household bills and day-to-day living costs continuing to rise, many people feel they’re stuck in a cycle where saving a traditional deposit…

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Mortgage Advice News

What Credit Score Do I Need for a Mortgage?

What Credit Score Do I Need for a Mortgage ? 📊🏡 One of the most common questions we’re asked is: “Is my credit score good enough to get a mortgage?” It’s a fair concern — especially if you’ve had issues…

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Mc Daid Mortgages

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    Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland. Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.

    Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

    Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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