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Mortgage Advice News

June 2026 Newsletter

From mortgage insights to protection and financial planning tips, this month’s newsletter is packed with practical guidance to help you make smarter financial decisions. Read our latest newsletter  

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Mortgage Advice News

Getting Mortgage Ready: 5 Credit Report Checks You Should Make Before Applying

When people think about getting a mortgage, they often focus on saving a deposit or finding their dream home. While those things are important, one of the most overlooked parts of the process is checking your credit report before you…

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Mortgage Advice News

New Low-Deposit Mortgages: Could They Help More First-Time Buyers? 🏡💷

Saving a deposit has become one of the biggest challenges facing first-time buyers in recent years. With rents, household bills and day-to-day living costs continuing to rise, many people feel they’re stuck in a cycle where saving a traditional deposit…

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Mortgage Advice News

What Credit Score Do I Need for a Mortgage?

What Credit Score Do I Need for a Mortgage ? 📊🏡 One of the most common questions we’re asked is: “Is my credit score good enough to get a mortgage?” It’s a fair concern — especially if you’ve had issues…

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Mortgage Advice News

Should You Stay With Your Current Lender or Remortgage Elsewhere?

As many homeowners approach the end of their fixed mortgage deal, one of the most common questions they face is: Should I simply switch onto a new deal with my current lender… or look elsewhere? At first glance, staying put…

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Mortgage Advice News

April 2026 Newsletter

In this month’s newsletter, we’re discussing the FCA car finance redress scheme, credit reports and why you should have access to yours and how financial planning could help you. Read our latest newsletter  

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Mortgage Advice News

Happy Easter

Wishing all our customers and their families a very Happy Easter 🐣🌼   We’ll be taking a short break next week to eat some eggs! Office will be back opened on Monday 13th April

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Mortgage Advice News

Happy St Patricks Day

Our office will be closed on Tuesday 17th March for the bank holiday and back open the following day    

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Mortgage Advice News

February 2026 Newsletter

In this month’s newsletter, we’re discussing the property market outlook for 2026, the rise of private medical insurance and all the added benefits attached to insurance policies, which you might not be aware about. Read our latest newsletter  

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Mortgage Advice News

October Newsletter

In this month’s newsletter, we’re exploring mortgage affordability, free credit reports and the rise of policies paying out for life, critical illness and income protection.  Read our latest newsletter  

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland.Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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