Buy To Let

Experienced mortgage advisers can help you
arrange your first or next buy to let mortgage.

Arrange an appointment to meet one of our
qualified, experienced and supportive mortgage
advisers to discuss your buy to let mortgage
needs today.

If you want to start renting out properties or you are already an existing landlord then contact us for professional advice on your buy-to-let mortgage requirements.
We begin by understanding your requirements and then proceed to find mortgage products that meet your requirements. Throughout the process you can lean on our decades of experience to better understand the rental market, compliance and tax obligations as well as financial options.
As trusted advisers for other buy to let landlords, we explore opportunities that can help you start or grow your portfolio in Northern Ireland and if you expand throughout the rest of the UK, we can assist with all your mortgage and insurance needs.

Typically, we don’t charge any fees for arranging your mortgage, so there’s no cost to you for speaking with us and getting the advice you need. However, in certain circumstances a fee may be payable, but this will not exceed £295. Our initial consultation is always free of charge, and we will confirm if any fee is payable prior to you making any decision to proceed.

Risk/Reward considerations 

You can enjoy good rental income if you buy a property to let out. However, there are many pitfalls and potential problems with being a landlord, so obtaining professional advice is vital. You will require an in-depth analysis and full planning to ensure that you get your desired return on investment. Mc Daid Mortgages can help you choose the most suitable deal. Contact us to speak to a local, experienced mortgage adviser. 

Buy-to-let property advice

We can help you identify profitable properties and offer you expert advice on how to manage risks associated with the deal. Our goal is to maximise the returns on your investment by offering you professional guidance and sharing our years of experience in handling such investments. Get in touch to find out more.


Why choose us to help you find the best buy-to-let mortgage deal?

  • Experience identifying properties that will yield high returns on investment
  • Advice on how to make the rent cover mortgage repayments
  • Advice on how to make a profitable monthly rental income
  • Thousands of mortgage deals available


Our customer testimonials

Trust Mc Daid Mortgages with your buy to let mortgage and insurance needs, as well as residential and commercial property advice.

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    David PointonDavid Pointon
    09:19 21 Apr 24
    Pat has helped me for many years now. Firstly, when my self build mortgage came to an end and the then provider literally hung me out to dry. I didn't know where to turn. Pat was recommended and I have truly never looked back.Subsequently I bought some buy to let's and Pat has handled the mortgages on them. Always sound advice! Maybe sometimes, what you don't want to hear, but never the less the safest hands I've ever met where finance is concerned. I thoroughly recommend McDaid Mortgages. I won't go elsewhere!
    16:26 05 Mar 24
    Patrick was brilliant, super quick at completing the DIP through to advising on general queries during the process towards completion.
    23:18 19 Feb 24
    Cannot recommend highly enough.Patrick was amazing - the help, guidance and expertise was beyond words.My situation was complex - i was refused a mortgage elsewhere and told by other brokers that there was no point in applying as the result would be the same.I feel so lucky to have came across Mc Daid mortgages and Patrick. His perseverance, knowledge. positive attitude and determination was outstanding. He was patient and completely thorough in all the documentation that he gathered, compiled and presented on my behalf...and he made sure that all the evidence required was organised and presented to the highest standard. He communicated with me throughout the process and did this with kindness answering any questions i may have had and ensuring all documentation was sourced and gathered.I now have a mortgage thanks to Patrick and i am so relieved! With this mortgage comes complete peace of mind and I am so thankful and so grateful to be in this position and it is all due to Patrick. Thank you.
    Adam McCAdam McC
    16:13 24 Nov 23
    Would definitely recommend McDaid Mortgages!! I worked with Pat firstly then Patrick and the process couldn't have been any smoother.As a first time buyer I constantly had questions but Patrick was always available at the end of the phone to clear anything up.Would highly recommend McDaid Mortgages for a professional, knowledgeable and friendly service!
    Paul Mc GinleyPaul Mc Ginley
    10:47 11 Nov 23
    I would highly Recommend Pat and Patrick as they were brilliant at arranging our mortgage for us.Their advice from Day 1 was a massive help and they were very quick and efficient getting things sorted quite quickly.thanks for all your help..Paul and Sharon Mc Ginley.
    Ruaigin KavanaghRuaigin Kavanagh
    06:15 06 Oct 23
    Would definitely recommend McDaid mortgages. Patrick dealt with my remortgage - he was a pleasure to work with, sorted out my mortgage with minimal hassle to me, kept me up to date with progress at each stage - ensured everything ran smoothly from that first phone call to completion. Thanks a million Patrick - will be back looking for a new deal when this one is coming to an end 🙂.
    Hello, we are a Spanish family who had some complications to obtain a mortgage. Today everything is solved thanks to Ryan, a great professional but a better person. Thank you Ryan for fulfilling our dream ? forever grateful to you
    Jess WilsonJess Wilson
    20:56 26 Jun 23
    Ryan was more than helpful in helping us to get the best deal for our new mortgage rates. He was very flexible with his time and great at communicating. Highly recommend?
    Coleen BarrColeen Barr
    10:08 14 Jun 23
    Worked with Ryan to buy the property we have been renting the last couple of years. Ryan was super efficient and helpful. He handled our application with the upmost attention. From the very beginning until completion, Ryan kept in contact with us. He also helped us with any insurances we needed. Thank you very much Ryan - highly recommend!
    Ciara McDermottCiara McDermott
    14:10 23 May 23
    Worked with Patrick to buy the property we have been renting last couple of years over COVID. Patrick was so helpful, gave us lots of information, processed application quickly and kept us up to date throughout the process until we got approval. Thank you very much - highly recommend!!!!
    catherine houtencatherine houten
    13:27 13 May 23
    I can highly recommend Mc Daid Mortgages, having used their services recently to change my mortgage supplier. Pat was knowledgeable, professional and friendly. He kept me informed at each step of the process and was always flexible when it came to meeting. Thanks to Pat and his team, the switch was quick, straight forward and stress free.
    Vincent MccaffertyVincent Mccafferty
    19:26 16 Feb 23
    Pat sorted my mortgage and life insurance would highly recommend.
    d fd f
    16:07 20 Nov 22
    It was great to work with Pat to refix my mortgage. I really appreciated the professional and expert guidance Pat provided, especially during the uncertainty of the current financial climate.Thanks again, Caroline
    Still going through the process but Pat has been so attentive and helpful. He explains the normally baffling process of home ownership in a way that makes sense!
    Kevin BrownKevin Brown
    16:22 03 Jan 18
    Having been dealing with Mc Daid Mortgages and Pat for over 15 years - very personalised, professional and efficient business. Would highly recommend for all insurance, mortgage and financial planning - 5 stars!

    Try Our Mortgage Calculators

    If you’re wondering how much you can borrow or how much your repayments will be each month, we can help. We’ve created specific calculators to help you understand what you can borrow and how much it will cost.

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    Your property may be repossessed if you do not keep up repayments on your mortgage

    As with all insurance policies, conditions and exclusions will apply

    You may have an early repayment charge to your existing lender if you remortgage

    Not all Buy To Let Mortgages are regulated by the Financial Conduct Authority

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