Thinking about Buy To Let? Let's look at the bigger picture.

Whether you're considering your first investment property or looking to grow your existing portfolio, we'll help you understand your mortgage options and the numbers behind the deal.

Explore Buy To Let Talk To Our Team

★★★★★ 5 out of 5 on Google Reviews

BUY TO LET

Buying an investment property?
Let's look at the numbers.

Buy To Let can be a great way to build a property portfolio, generate rental income or invest for the longer term. But getting the right mortgage is about more than simply finding the lowest rate.

We'll look at your circumstances, the property you're considering and the rental income it could generate, before helping you understand the mortgage options available to you.

Whether you're buying your first rental property, expanding an existing portfolio or reviewing your current Buy To Let mortgages, we'll explain the options clearly and help you make an informed decision.

HOW WE CAN HELP

Whether you're starting out
or growing a portfolio.

Buy To Let mortgages can work differently from residential mortgages. We'll help you understand what's available and how the numbers stack up.

Your First Buy To Let

If you're considering becoming a landlord for the first time, we'll explain how Buy To Let mortgages work and help you understand what you could potentially borrow.

Growing Your Portfolio

Already a landlord? We'll look at your existing properties and mortgages alongside your plans for the future, helping you explore options for your next investment.

Understanding The Numbers

Rental income, mortgage payments, deposit requirements and lender criteria all matter. We'll help you understand the numbers before you commit to a property.

Finding The Right Mortgage

We'll search the mortgage market and help you compare suitable Buy To Let options, looking at the rate, term, fees and overall suitability for your circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

CLIENT REVIEWS

Looking at Buy To Let? You're in good hands.

Choosing the right mortgage adviser is important, especially when you're investing in property. Here's what some of our clients have said about their experience with Mc Daid Mortgages.

Mc Daid Mortgages

5.0

review us on

Lauren Parkhill

1 month ago

Would highly recommend Mc Daid Mortgages! Patrick was brilliant at providing me with all the information I needed when buying my first home. He was friendly, responsive and professional and quickly put my mind at ease with the mortgage process. Any questions I had were answered super quickly and effectively and he was great at checking in on the process. He gave some great advice and sorted everything I needed seamlessly. Super happy with the service and will be back in the future. Thank you Patrick

Aaron Cregan

4 months ago

Pat was absolutely fantastic. So supportive from start to finish had everything covered and made it seem easy! THANK YOU!

santi crilly

9 months ago

9 Months ago I decided to send the guys at McDaid mortgages a message regarding applying for a Mortgage whilst cross border working, fast forward to today and myself and my partner are spending our first Christmas in out brand new home, partly in thanks to the amazing work McDaid Mortgages did for us. Quick call to get details, a few emails requesting statements etc and we where mortgage approved in no time. Then when we went sale agreed, they helped us out with the whole Process always on hand to assist with questions and found us a decent life insurance cover for the mortgage. Brilliant company who really care about getting the beet outcome for their customers, can’t recommend them enough!

Jamie Jennings

10 months ago

I’ve recently bought my first home and Patrick at McDaid made this process so much smoother and always answered my questions with good details and gave me a good understanding at what the next step was i could not of asked for anyone more helpful

Lorcan James Bannon

10 months ago

I recently worked with Rory at McDaid Mortgages, and as a first time homebuyer, I couldn’t be more impressed with the service I received. From start to finish, Rory guided me through the entire process with exceptional professionalism and care. He handled everything efficiently, explained each step in a clear and reassuring way, and went above and beyond to make sure everything ran smoothly. What really stood out was Rory’s friendly and personal approach. He made what could have been a stressful experience feel straightforward and manageable. Nothing was ever too much trouble, and he was always available to answer my questions and offer support. Thanks to Rory’s expertise and dedication, I felt confident at every stage. I would absolutely recommend him and McDaid Mortgages to anyone looking for a mortgage adviser who combines knowledge, efficiency, and a genuinely approachable manner.

Nicola Shaw

11 months ago

Bought my first house in NI about a year ago, Patrick was my mortgage adviser, he was very responsive and efficient, made the process very easy and I would definitely use Mc Daid again. Apologies Patrick for taking a year to do a review 😅

Tin May Htut

11 months ago

We were with Rory for our first house purchase. Rory was very responsive to any of our questions which I appreciate the most. It is a difficult journey for the first time buyers but with his help, we find it easy enough. Definitely recommend to go through them for mortgages.

conor oneill

11 months ago

I can’t recommend this service enough. Our mortgage advisor was Rory, he was able to make every step of the process a lot easier and was always available to answer any questions we had. If your thinking about buying a house but don’t know where to start contacting mcdaid is a great first step

Caoime

1 year ago

Great experience working with Rory. He was helpful and professional throughout and made the house buying process as easy as possible. Would recommend and look forward to working with him in the future.

Gemma Ringland

1 year ago

Patrick at McDaid Mortgages made buying our first home so much easier. He explained everything clearly, was always quick to answer our questions, and genuinely had our best interests at heart throughout the whole process. Highly recommend to anyone needing a straightforward, honest mortgage advisor!

Cathal Meehan

1 year ago

Had a fantastic experience with Pat from start to Finish. I initially went to Pat for my first mortgage over 5 years ago and have gone back twice now for both remortgages. Will certainly recommend to anyone looking for great advice and service!

Erin McLaughlin

1 year ago

I recently worked with Patrick to secure a mortgage, and I couldn't be happier with the experience. From start to finish, he was professional, knowledgeable, and incredibly supportive. They took the time to explain all of my options in detail, answered every question I had, and made sure I felt confident throughout the entire process. Thanks to Patrick, I was able to find a mortgage that fits my needs and budget. Great service

Siobhan Eunan

1 year ago

Fantastic service, professional and friendly, the guys (Pat & Patrick) done all the hard work out of the equation and made it plain sailing. I really was out of my depth, I was prepped in advance, knowing each step and action required on my side making process less stressful and overwhelming. I cannot recommend these guys highly enough...thank you so much 😊🏘️🔑

Anonymous

2 years ago

Recently used Pat to help secure a mortgage for our new home. Lots of bumps along the way which Pat expertly helped navigate us through & get the home we wanted. Couldn’t have done it without Pat. Very easily reachable & always happy to answer the phone to you with any queries. Highly recommend using McDaid mortgages to take away all the stress. Thanks again Pat for your all your help. Jack

Chris Gurney

2 years ago

Patrick was a great help in organising our mortgage. Very quick to reply to any questions or queries I had. Much appreciated.

M L

2 years ago

I worked with Patrick for my mortgage..and it was seamless! Patrick was very attentive, explained everything in detail and made sure I understood everything. Nothing was too big of a job, he helped me from the get go - getting my credit score to a stable level, then proceeding through the process of acquiring a house and mortgage. Patrick kept me informed every step of the way, his communication was excellent. I would highly recommend using McDaid's mortgage advisors. Thank you again. Happy new year!

Jewel Cassidy

2 years ago

As a first-time buyer Patrick was absolutely invaluable, so responsive and accessible. He guided me through every step and was extremely reliable throughout! I would recommend him to anyone.

Jade Gallagher

2 years ago

I cannot recommend Pat enough and would like to say a HUGE thank you for all of his hard work in securing me a mortgage and for guiding me through the purchase step by step. From the very first time I met with Pat, he couldn't have been more helpful. He was always just a message away to clear up queries or concerns, and he always explained things in a way that made the whole process less overwhelming. I will always recommend Pat to anyone I know who is deciding to purchase a house. Thank you again!

Conal

2 years ago

I recently used Mc Daid Mortgages to purchase my first home. Patrick was fantastic at finding me the best deal to suit my situation and his expertise and professionalism made everything easy and stress-free. I highly recommend them for anyone needing a reliable mortgage advisor.

Shane Oconnor

2 years ago

Patrick was helpful throughout the process making sure everything was done on time and answering any questions

Courtney Young

2 years ago

Fantastic throughout the whole home buying process. Supportive and no question seemed too ridiculous to ask.

natasha higgins

2 years ago

Patrick was so approachable and was great and keeping in touch and providing reassurance when needed. He explained the process step by step. Highly recommend

David Pointon

2 years ago

Pat has helped me for many years now. Firstly, when my self build mortgage came to an end and the then provider literally hung me out to dry. I didn't know where to turn. Pat was recommended and I have truly never looked back. Subsequently I bought some buy to let's and Pat has handled the mortgages on them. Always sound advice! Maybe sometimes, what you don't want to hear, but never the less the safest hands I've ever met where finance is concerned. I thoroughly recommend McDaid Mortgages. I won't go elsewhere!

Rhiannon

3 years ago

Patrick was brilliant, super quick at completing the DIP through to advising on general queries during the process towards completion.

Geri

3 years ago

Cannot recommend highly enough. Patrick was amazing - the help, guidance and expertise was beyond words. My situation was complex - i was refused a mortgage elsewhere and told by other brokers that there was no point in applying as the result would be the same. I feel so lucky to have came across Mc Daid mortgages and Patrick. His perseverance, knowledge. positive attitude and determination was outstanding. He was patient and completely thorough in all the documentation that he gathered, compiled and presented on my behalf...and he made sure that all the evidence required was organised and presented to the highest standard. He communicated with me throughout the process and did this with kindness answering any questions i may have had and ensuring all documentation was sourced and gathered. I now have a mortgage thanks to Patrick and i am so relieved! With this mortgage comes complete peace of mind and I am so thankful and so grateful to be in this position and it is all due to Patrick. Thank you.

Adam McC

3 years ago

Would definitely recommend McDaid Mortgages!! I worked with Pat firstly then Patrick and the process couldn't have been any smoother. As a first time buyer I constantly had questions but Patrick was always available at the end of the phone to clear anything up. Would highly recommend McDaid Mortgages for a professional, knowledgeable and friendly service!

Paul Mc Ginley

3 years ago

I would highly Recommend Pat and Patrick as they were brilliant at arranging our mortgage for us.Their advice from Day 1 was a massive help and they were very quick and efficient getting things sorted quite quickly.thanks for all your help.. Paul and Sharon Mc Ginley.

Ruaigin Kavanagh

3 years ago

Would definitely recommend McDaid mortgages. Patrick dealt with my remortgage - he was a pleasure to work with, sorted out my mortgage with minimal hassle to me, kept me up to date with progress at each stage - ensured everything ran smoothly from that first phone call to completion. Thanks a million Patrick - will be back looking for a new deal when this one is coming to an end 🙂.

jose manuel muñoz roman

3 years ago

Hello, we are a Spanish family who had some complications to obtain a mortgage. Today everything is solved thanks to Ryan, a great professional but a better person. Thank you Ryan for fulfilling our dream ? forever grateful to you

Jess Wilson

3 years ago

Ryan was more than helpful in helping us to get the best deal for our new mortgage rates. He was very flexible with his time and great at communicating. Highly recommend?

Coleen Barr

3 years ago

Worked with Ryan to buy the property we have been renting the last couple of years. Ryan was super efficient and helpful. He handled our application with the upmost attention. From the very beginning until completion, Ryan kept in contact with us. He also helped us with any insurances we needed. Thank you very much Ryan - highly recommend!

Ciara McDermott

3 years ago

Worked with Patrick to buy the property we have been renting last couple of years over COVID. Patrick was so helpful, gave us lots of information, processed application quickly and kept us up to date throughout the process until we got approval. Thank you very much - highly recommend!!!!

catherine houten

3 years ago

I can highly recommend Mc Daid Mortgages, having used their services recently to change my mortgage supplier. Pat was knowledgeable, professional and friendly. He kept me informed at each step of the process and was always flexible when it came to meeting. Thanks to Pat and his team, the switch was quick, straight forward and stress free.

Vincent Mccafferty

4 years ago

Pat sorted my mortgage and life insurance would highly recommend.

d f

4 years ago

It was great to work with Pat to refix my mortgage. I really appreciated the professional and expert guidance Pat provided, especially during the uncertainty of the current financial climate. Thanks again, Caroline

Hannah McGrotty (HeadFlusher)

6 years ago

Still going through the process but Pat has been so attentive and helpful. He explains the normally baffling process of home ownership in a way that makes sense!

Kevin Brown

9 years ago

Having been dealing with Mc Daid Mortgages and Pat for over 15 years - very personalised, professional and efficient business. Would highly recommend for all insurance, mortgage and financial planning - 5 stars!

BUY TO LET

Thinking about your next investment?

Whether you're considering your first Buy To Let, growing your portfolio or simply want to review your current mortgage, we're here to help.

Speak To A Mortgage Adviser →

Thinking about Buy To Let? Let's look at the bigger picture.

Buying an investment property?
Let's look at the numbers.