Negative bank rate would mean lenders cut mortgage rates even further – but savings rates would also go into reverse Interest rates could be cut to below zero for the first time in history to save the UK economy…
Banks reduce rates to attract reluctant borrowers Borrowers are benefiting from a January mortgage sale as banks slice interest rates. Experts say the cost of borrowing on the money markets has fallen, and some banks have passed these savings…
Bold strategy involves major investment in technology HSBC has drawn up plans to double the size of its British bank in an audacious bid to close the gap on the country’s biggest lender Lloyds. In an interview with The…
Would be borrowers could still be haunted by ghosts of relationships past Would-be borrowers should consider the impact an ex-partner, with whom they shared financial products, could have on their credit score before applying for a mortgage. That’s according…
Failing to remortgage could see you paying interest rates similar to those offered on a high-cost loan from the likes of Wonga. Failing to remortgage could see you paying interest rates similar to those offered on a high-cost loan…
5 quick tips on getting yourself a good deal Start with your finances The days of banks falling over themselves to give you a mortgage are gone. But borrowers can boost their chances of a successful application by ensuring…
Every month thousands of special rates expire Every month thousands of people in the UK come to the end of their fixed or tracker rate initial deals. If they were to do nothing at this point they would move…
Bank of England hints at earlier & larger rate hikes The Bank of England has indicated that the pace of interest rate increases could accelerate if the economy remains on its current track. Bank policymakers voted unanimously to keep…
The size of your deposit will determine how much your home loan will cost. Here’s our guide on how much you need to raise before you buy. One of the first steps in getting on the property ladder and…
Growth in new build market continues Northern Ireland house prices have grown in May but political uncertainty is affecting confidence in the short-term, according to a survey today. The Royal Institution of Chartered Surveyors (RICS) and Ulster Bank survey…