Remortgage Derry

Mortgage Calculators

Try our mortgage calculators and check what
your monthly mortgage repayments would be.

You can also gauge how much you could
borrow based on your income.

For a decision in principle from a qualified
adviser, please get in touch.

Mortgage Calculators - Northern Ireland

At Mc Daid Mortgages we know that applying for any mortgage, whether it’s your first time or you’ve been through the process before, can be a daunting experience. Questions like, “Can we afford the mortgage?”, “what will the payments be?” and “how long will our mortgage last?” are regular questions people have.

To try and be as supportive as possible, we’ve created mortgage calculators that can help you gauge roughly what you could pay. As a mortgage advice service, our responsibility is to help you find the perfect mortgage that’s tailored to your needs. Our calculators can help you get started and if you need help along the way, we’re here to support you.

How Much Can You Borrow?

Single Application
If you’re applying as a single applicant.

    Joint Application
    Please enter the total joint annual income.

      What Will Your Mortgage Repayments Be?

      Mortgage Repayment Calculator


        Get In Touch

          Mc Daid Mortgages will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information. How we use your data.

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          David PointonDavid Pointon
          09:19 21 Apr 24
          Pat has helped me for many years now. Firstly, when my self build mortgage came to an end and the then provider literally hung me out to dry. I didn't know where to turn. Pat was recommended and I have truly never looked back.Subsequently I bought some buy to let's and Pat has handled the mortgages on them. Always sound advice! Maybe sometimes, what you don't want to hear, but never the less the safest hands I've ever met where finance is concerned. I thoroughly recommend McDaid Mortgages. I won't go elsewhere!
          16:26 05 Mar 24
          Patrick was brilliant, super quick at completing the DIP through to advising on general queries during the process towards completion.
          23:18 19 Feb 24
          Cannot recommend highly enough.Patrick was amazing - the help, guidance and expertise was beyond words.My situation was complex - i was refused a mortgage elsewhere and told by other brokers that there was no point in applying as the result would be the same.I feel so lucky to have came across Mc Daid mortgages and Patrick. His perseverance, knowledge. positive attitude and determination was outstanding. He was patient and completely thorough in all the documentation that he gathered, compiled and presented on my behalf...and he made sure that all the evidence required was organised and presented to the highest standard. He communicated with me throughout the process and did this with kindness answering any questions i may have had and ensuring all documentation was sourced and gathered.I now have a mortgage thanks to Patrick and i am so relieved! With this mortgage comes complete peace of mind and I am so thankful and so grateful to be in this position and it is all due to Patrick. Thank you.
          Adam McCAdam McC
          16:13 24 Nov 23
          Would definitely recommend McDaid Mortgages!! I worked with Pat firstly then Patrick and the process couldn't have been any smoother.As a first time buyer I constantly had questions but Patrick was always available at the end of the phone to clear anything up.Would highly recommend McDaid Mortgages for a professional, knowledgeable and friendly service!
          Paul Mc GinleyPaul Mc Ginley
          10:47 11 Nov 23
          I would highly Recommend Pat and Patrick as they were brilliant at arranging our mortgage for us.Their advice from Day 1 was a massive help and they were very quick and efficient getting things sorted quite quickly.thanks for all your help..Paul and Sharon Mc Ginley.
          Ruaigin KavanaghRuaigin Kavanagh
          06:15 06 Oct 23
          Would definitely recommend McDaid mortgages. Patrick dealt with my remortgage - he was a pleasure to work with, sorted out my mortgage with minimal hassle to me, kept me up to date with progress at each stage - ensured everything ran smoothly from that first phone call to completion. Thanks a million Patrick - will be back looking for a new deal when this one is coming to an end 🙂.
          Hello, we are a Spanish family who had some complications to obtain a mortgage. Today everything is solved thanks to Ryan, a great professional but a better person. Thank you Ryan for fulfilling our dream ? forever grateful to you
          Jess WilsonJess Wilson
          20:56 26 Jun 23
          Ryan was more than helpful in helping us to get the best deal for our new mortgage rates. He was very flexible with his time and great at communicating. Highly recommend?
          Coleen BarrColeen Barr
          10:08 14 Jun 23
          Worked with Ryan to buy the property we have been renting the last couple of years. Ryan was super efficient and helpful. He handled our application with the upmost attention. From the very beginning until completion, Ryan kept in contact with us. He also helped us with any insurances we needed. Thank you very much Ryan - highly recommend!
          Ciara McDermottCiara McDermott
          14:10 23 May 23
          Worked with Patrick to buy the property we have been renting last couple of years over COVID. Patrick was so helpful, gave us lots of information, processed application quickly and kept us up to date throughout the process until we got approval. Thank you very much - highly recommend!!!!
          catherine houtencatherine houten
          13:27 13 May 23
          I can highly recommend Mc Daid Mortgages, having used their services recently to change my mortgage supplier. Pat was knowledgeable, professional and friendly. He kept me informed at each step of the process and was always flexible when it came to meeting. Thanks to Pat and his team, the switch was quick, straight forward and stress free.
          Vincent MccaffertyVincent Mccafferty
          19:26 16 Feb 23
          Pat sorted my mortgage and life insurance would highly recommend.
          d fd f
          16:07 20 Nov 22
          It was great to work with Pat to refix my mortgage. I really appreciated the professional and expert guidance Pat provided, especially during the uncertainty of the current financial climate.Thanks again, Caroline
          Still going through the process but Pat has been so attentive and helpful. He explains the normally baffling process of home ownership in a way that makes sense!
          Kevin BrownKevin Brown
          16:22 03 Jan 18
          Having been dealing with Mc Daid Mortgages and Pat for over 15 years - very personalised, professional and efficient business. Would highly recommend for all insurance, mortgage and financial planning - 5 stars!

          Your property may be repossessed if you do not keep up repayments on your mortgage

          As with all insurance policies, conditions and exclusions will apply

          You may have an early repayment charge to your existing lender if you remortgage

          Not all Buy To Let Mortgages are regulated by the Financial Conduct Authority

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