Remortgage Derry

Mortgage Calculators

Try our mortgage calculators and check what
your monthly mortgage repayments would be.

You can also gauge how much you could
borrow based on your income.

For a decision in principle from a qualified
adviser, please get in touch.

Mortgage Calculators - Northern Ireland

At Mc Daid Mortgages we know that applying for any mortgage, whether it’s your first time or you’ve been through the process before, can be a daunting experience. Questions like, “Can we afford the mortgage?”, “what will the payments be?” and “how long will our mortgage last?” are regular questions people have.

To try and be as supportive as possible, we’ve created mortgage calculators that can help you gauge roughly what you could pay. As a mortgage advice service, our responsibility is to help you find the perfect mortgage that’s tailored to your needs. Our calculators can help you get started and if you need help along the way, we’re here to support you.

How Much Can You Borrow?

Single Application
If you’re applying as a single applicant.
10000
Amount:£

    Joint Application
    Please enter the total joint annual income.
    10000
    Amount:£

      What Will Your Mortgage Repayments Be?

      Mortgage Repayment Calculator

      25
      Repayment:£

        Get In Touch

          Mc Daid Mortgages will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information. How we use your data.

          Follow us on Facebook

          5.0
          powered by Google
          Anonymous
          11:37 18 Feb 25
          Recently used Pat to help secure a mortgage for our new home. Lots of bumps along the way which Pat expertly helped navigate us through & get the home we wanted. Couldn’t have done it without Pat. Very easily reachable & always happy to answer the phone to you with any queries. Highly recommend using McDaid mortgages to take away all the stress. Thanks again Pat for your all your help.Jack
          Chris Gurney
          13:28 29 Jan 25
          Patrick was a great help in organising our mortgage. Very quick to reply to any questions or queries I had. Much appreciated.
          M L
          16:25 09 Jan 25
          I worked with Patrick for my mortgage..and it was seamless! Patrick was very attentive, explained everything in detail and made sure I understood everything. Nothing was too big of a job, he helped me from the get go - getting my credit score to a stable level, then proceeding through the process of acquiring a house and mortgage. Patrick kept me informed every step of the way, his communication was excellent. I would highly recommend using McDaid's mortgage advisors. Thank you again. Happy new year!
          Jewel Cassidy
          10:28 10 Oct 24
          As a first-time buyer Patrick was absolutely invaluable, so responsive and accessible. He guided me through every step and was extremely reliable throughout! I would recommend him to anyone.
          Jade Gallagher
          13:13 08 Oct 24
          I cannot recommend Pat enough and would like to say a HUGE thank you for all of his hard work in securing me a mortgage and for guiding me through the purchase step by step. From the very first time I met with Pat, he couldn't have been more helpful. He was always just a message away to clear up queries or concerns, and he always explained things in a way that made the whole process less overwhelming. I will always recommend Pat to anyone I know who is deciding to purchase a house. Thank you again!
          Conal
          15:37 25 Sep 24
          I recently used Mc Daid Mortgages to purchase my first home. Patrick was fantastic at finding me the best deal to suit my situation and his expertise and professionalism made everything easy and stress-free. I highly recommend them for anyone needing a reliable mortgage advisor.
          Shane Oconnor
          16:43 23 Aug 24
          Patrick was helpful throughout the process making sure everything was done on time and answering any questions
          Courtney Young
          20:32 14 Jun 24
          Fantastic throughout the whole home buying process. Supportive and no question seemed too ridiculous to ask.
          natasha higgins
          10:02 11 Jun 24
          Patrick was so approachable and was great and keeping in touch and providing reassurance when needed. He explained the process step by step. Highly recommend
          David Pointon
          09:19 21 Apr 24
          Pat has helped me for many years now. Firstly, when my self build mortgage came to an end and the then provider literally hung me out to dry. I didn't know where to turn. Pat was recommended and I have truly never looked back.Subsequently I bought some buy to let's and Pat has handled the mortgages on them. Always sound advice! Maybe sometimes, what you don't want to hear, but never the less the safest hands I've ever met where finance is concerned. I thoroughly recommend McDaid Mortgages. I won't go elsewhere!
          Rhiannon
          16:26 05 Mar 24
          Patrick was brilliant, super quick at completing the DIP through to advising on general queries during the process towards completion.
          Geri
          23:18 19 Feb 24
          Cannot recommend highly enough.Patrick was amazing - the help, guidance and expertise was beyond words.My situation was complex - i was refused a mortgage elsewhere and told by other brokers that there was no point in applying as the result would be the same.I feel so lucky to have came across Mc Daid mortgages and Patrick. His perseverance, knowledge. positive attitude and determination was outstanding. He was patient and completely thorough in all the documentation that he gathered, compiled and presented on my behalf...and he made sure that all the evidence required was organised and presented to the highest standard. He communicated with me throughout the process and did this with kindness answering any questions i may have had and ensuring all documentation was sourced and gathered.I now have a mortgage thanks to Patrick and i am so relieved! With this mortgage comes complete peace of mind and I am so thankful and so grateful to be in this position and it is all due to Patrick. Thank you.
          Adam McC
          16:13 24 Nov 23
          Would definitely recommend McDaid Mortgages!! I worked with Pat firstly then Patrick and the process couldn't have been any smoother.As a first time buyer I constantly had questions but Patrick was always available at the end of the phone to clear anything up.Would highly recommend McDaid Mortgages for a professional, knowledgeable and friendly service!
          Paul Mc Ginley
          10:47 11 Nov 23
          I would highly Recommend Pat and Patrick as they were brilliant at arranging our mortgage for us.Their advice from Day 1 was a massive help and they were very quick and efficient getting things sorted quite quickly.thanks for all your help..Paul and Sharon Mc Ginley.
          Ruaigin Kavanagh
          06:15 06 Oct 23
          Would definitely recommend McDaid mortgages. Patrick dealt with my remortgage - he was a pleasure to work with, sorted out my mortgage with minimal hassle to me, kept me up to date with progress at each stage - ensured everything ran smoothly from that first phone call to completion. Thanks a million Patrick - will be back looking for a new deal when this one is coming to an end 🙂.
          Hello, we are a Spanish family who had some complications to obtain a mortgage. Today everything is solved thanks to Ryan, a great professional but a better person. Thank you Ryan for fulfilling our dream ? forever grateful to you
          Jess Wilson
          20:56 26 Jun 23
          Ryan was more than helpful in helping us to get the best deal for our new mortgage rates. He was very flexible with his time and great at communicating. Highly recommend?
          Coleen Barr
          10:08 14 Jun 23
          Worked with Ryan to buy the property we have been renting the last couple of years. Ryan was super efficient and helpful. He handled our application with the upmost attention. From the very beginning until completion, Ryan kept in contact with us. He also helped us with any insurances we needed. Thank you very much Ryan - highly recommend!
          Ciara McDermott
          14:10 23 May 23
          Worked with Patrick to buy the property we have been renting last couple of years over COVID. Patrick was so helpful, gave us lots of information, processed application quickly and kept us up to date throughout the process until we got approval. Thank you very much - highly recommend!!!!
          catherine houten
          13:27 13 May 23
          I can highly recommend Mc Daid Mortgages, having used their services recently to change my mortgage supplier. Pat was knowledgeable, professional and friendly. He kept me informed at each step of the process and was always flexible when it came to meeting. Thanks to Pat and his team, the switch was quick, straight forward and stress free.
          Vincent Mccafferty
          19:26 16 Feb 23
          Pat sorted my mortgage and life insurance would highly recommend.
          d f
          16:07 20 Nov 22
          It was great to work with Pat to refix my mortgage. I really appreciated the professional and expert guidance Pat provided, especially during the uncertainty of the current financial climate.Thanks again, Caroline
          Still going through the process but Pat has been so attentive and helpful. He explains the normally baffling process of home ownership in a way that makes sense!
          Kevin Brown
          16:22 03 Jan 18
          Having been dealing with Mc Daid Mortgages and Pat for over 15 years - very personalised, professional and efficient business. Would highly recommend for all insurance, mortgage and financial planning - 5 stars!

          Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

          As with all insurance policies, conditions and exclusions will apply

          You may have an early repayment charge to your existing lender if you remortgage

          Not all Buy To Let Mortgages are regulated by the Financial Conduct Authority

          Open chat
          Hello, come chat on Whatsapp!