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What Credit Score Do I Need for a Mortgage?

What Credit Score Do I Need for a Mortgage ? 📊🏡 One of the most common questions we’re asked is:…

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Should You Stay With Your Current Lender or Remortgage Elsewhere?

As many homeowners approach the end of their fixed mortgage deal, one of the most common questions they face is:…

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April 2026 Newsletter

In this month’s newsletter, we’re discussing the FCA car finance redress scheme, credit reports and why you should have access…

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Happy Easter

Wishing all our customers and their families a very Happy Easter 🐣🌼   We’ll be taking a short break next…

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Happy St Patricks Day

Our office will be closed on Tuesday 17th March for the bank holiday and back open the following day  …

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February 2026 Newsletter

In this month’s newsletter, we’re discussing the property market outlook for 2026, the rise of private medical insurance and all…

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October Newsletter

In this month’s newsletter, we’re exploring mortgage affordability, free credit reports and the rise of policies paying out for life,…

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10 Essential Tips for First-Time Buyers

Buying your first home is one of life’s biggest milestones. For many, it’s exciting, but it can also feel overwhelming…

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Why Reviewing Your Mortgage Could Save You Money

As we move towards the end of 2025, the property and mortgage market continues to shift. With the Bank of…

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Fixed, Tracker, or Variable? Choosing the Right Mortgage

  Fixed, Tracker, or Variable? Choosing the Right Mortgage When it comes to mortgages, one of the biggest decisions you’ll…

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland.Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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