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The Mortgage Reckoning – What Happens When Your Fixed Rate Ends?

There has been quite a bit of discussion recently about homeowners facing a “mortgage reckoning” as more people come off…

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Could You Buy Your First Home With Just a £5,000 Deposit?

Saving a deposit is one of the biggest hurdles for many first-time buyers. House prices have risen, rent is expensive…

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Northern Ireland House Prices Continue to Rise – But What Does It Mean for...

If you’re thinking about buying a home in Northern Ireland at the minute, you’ll probably have noticed that prices are…

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Office Summer Holidays 😎

  ☀️ That’s us officially on our summer holidays! 😎 Thanks to everyone for your continued support this year. We…

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June 2026 Newsletter

From mortgage insights to protection and financial planning tips, this month’s newsletter is packed with practical guidance to help you…

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Getting Mortgage Ready: 5 Credit Report Checks You Should Make Before Applying

When people think about getting a mortgage, they often focus on saving a deposit or finding their dream home. While…

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New Low-Deposit Mortgages: Could They Help More First-Time Buyers? 🏡💷

Saving a deposit has become one of the biggest challenges facing first-time buyers in recent years. With rents, household bills…

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What Credit Score Do I Need for a Mortgage?

What Credit Score Do I Need for a Mortgage ? 📊🏡 One of the most common questions we’re asked is:…

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Should You Stay With Your Current Lender or Remortgage Elsewhere?

As many homeowners approach the end of their fixed mortgage deal, one of the most common questions they face is:…

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April 2026 Newsletter

In this month’s newsletter, we’re discussing the FCA car finance redress scheme, credit reports and why you should have access…

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Mc Daid Mortgages

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    Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland. Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.

    Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

    Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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