Tips to get ‘Mortgage Ready’
Mortgage demand is ‘through the roof’ thanks to the stamp duty holiday and the rise of 95% mortgages. This means it’s more important than ever for home buyers to be ‘mortgage ready’. Here are some tips to put you in…
Easter Holidays
Our office will be closing on Thursday 1st April at 5pm for the Easter holidays. We’ll be back again on Monday 12th April. Happy Easter to all our customers
Why consider us for your next mortgage ?
This year looks like being one of the busiest in a long time given current demand and more mortgage availability. Read what some of our customers had to say about the service and advice provided by us in 2020. We’re…
The government is expected to introduce a 95 per cent loan to value (LTV)...
Govt-backed 95 per cent LTV mortgage guarantee scheme will be open to all – reports But there are fears it will simply act to push already soaring house prices up and potentially move them further out of reach of first-time…
What to watch out for when buying a new build home
There are many advantages to buying a new build property. But there are also some pitfalls to look out for… Moving into a fresh, never-been-lived-in home which offers the new owners a blank canvas to style and decorate is a…
House prices continue to rise here after 5% jump
House prices have been tipped to continue to rise in NI during 2021 after a 5.3% year-on-year jump to an average of just under £148,000. The NI house price index said that the average house price here also rose by…
10% deposit mortgages are back but rates are higher – what should first...
Whatever way you look at it, the property market had an exceptional year in 2020. It went from trundling along quite nicely in the first three months of the year, to a complete three-month shutdown during lockdown – during which…
What’s in store for the property market in 2021 ?
From calls for an extension to the stamp duty holiday to the return of low deposit mortgages – it’s been a busy start to 2021 in the property market. Peter Joseph of Home Legal Direct wonders what more 2021 has…
Welcome news as low deposit mortgages start to make a return
High loan-to-value (LTV) mortgages for borrowers with smaller deposits are making a welcome return to the market offering more choice for first-time buyers in particular New data out today has revealed the number of deals for people who need to…
Christmas & New Year Holidays
It’s that time of year again when we pull the shutters down for some time off This year we will be finishing up on Friday 11th December until Monday 4th January It’s been a difficult year for everyone in 2020,…