Nearly 400,000 properties have been down-valued in the past year, as mortgage lenders poured cold water on sellers’ high price expectations. An estimated 390,285 homes have been down-valued, according to research by estate agent Benham and Reeves – putting potential…
Mortgage lenders have toughened their rules in recent years, meaning the application process has become more rigorous. Here’s the heads-up on some of factors which can lead to a rejection to help you improve your chances of being accepted…
From online valuations and e-signatures to mortgage passports and ‘one-click’ home loans, Pete Mugleston predicts how technology is set to transform the process of buying a home The past 16 months or so have proven not only that the housing…
As a first-time buyer you may often feel you are about to embark on an intrepid journey, in the dark – blindfolded. Here are some pieces of information other buyers have learned, to help you map out your way more…
Banks are courting first-time buyers by bringing rates down from lofty heights The lowest rate available for a 10% deposit is now 2.13% with Natwest Those with 5% deposits will pay more, but could also see falls in coming weeks …
House prices in Northern Ireland from March to June were 9% higher than the same time last year, according to official figures. It is the biggest annual rise since 2007 and the biggest quarterly increase since 2016. The housing market…
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As soon as interest rates dropped to a record low in March 2020, mortgage costs plummeted, too. But while lenders have offered some of the cheapest deals in history in the past year, fears of inflation on the horizon means…
The Government will not heed calls to cut or reform the stamp duty tax on buying a home, despite short-term changes helping to turbo-boost the housing market over the past year. In a document published today, it said that the…
Millions struggled to keep on top of household bills and debts when the pandemic forced businesses to shut and pay was slashed. Missed payments can harm your chances of getting a mortgage in the future, but experts say past credit…