Christmas & New Year Holidays
It’s that time of year again when we pull the shutters down for some time off This year we will be finishing up on Friday 11th December until Monday 4th January It’s been a difficult year for everyone in 2020,…
Halifax to return to 90% lending
Potential good news for first time buyers as major high street lender Halifax have today announced they intend to return to the market next week with 10% deposit mortgage products The products will initially only be available with enhanced criteria…
Christmas rush on properties: House sales to hit highest level in a decade...
House sales in the run-up to Christmas are forecast to hit their highest level in a decade as homebuyers rush to beat the stamp duty holiday ending in March, new research shows. The expected surge in transactions comes as average asking…
Lenders making life increasingly more difficult for the self – employed
Millions of self-employed workers, already facing the blight of Covid-19, are receiving harsher treatment from mortgage lenders compared to salaried employees. Self-employed borrowers are being asked for bigger deposits, additional paperwork, with some lenders lowering the amounts they can borrow…
More options for those with small deposits on the way
Nationwide is expanding access to its 90 per cent loan to value (LTV) mortgages beyond first-time buyers From the second week of December, the lender will offer the higher LTV loans to include purchase and customers who are home movers….
Borrowers could save £100 per month by simply switching deals
Borrowers with mortgages maturing in December could save over £100 on their monthly repayments if they remortgaged, according to analysis by Leeds Building Society. December is due to be the biggest single month in the UK in 2020 for residential…
We remain available – just not as usual for now !
Following the latest lockdown announcements we won’t be able to hold any face to face meetings between Friday 27th November – Friday 11th December We can still help clients via phone, email, post, text, whatsapp, messenger, video call or any…
House prices continue to rise, despite pandemic & lack of low deposit...
House prices in Northern Ireland have continued to rise throughout the coronavirus pandemic, the latest official figures suggest In the third quarter of this year – from July to September – prices were up 2.4% on the same period in…
Accord brings back 10% Deposit Mortgages
Following a series of limited 90 per cent loan to value (LTV) tranches, Accord Mortgages has added eight high LTV mortgages to its range for purchase, home mover and remortgage purposes. The products launch on 18 November and will…
HSBC urge other lenders to join them to offer 10% deposit mortgages
HSBC has confirmed it is ready to return to 90 per cent loan to value (LTV) lending as soon as other big lenders re-enter to ensure capacity can be spread around to meet demand. However, the lender said it…