HSBC brings back sub 1% mortgage rate
HSBC has reintroduced a sub 1% mortgage rate as part of a product refresh. The high street bank says the move will make it cheaper to get onto or move up the property ladder, or remortgage with the lender when…
Buying a house: How much can I afford?
Establishing how much you can borrow is one of the first steps in the homebuying process. But how do you work it out? Jeni Browne helps one of our readers with the calculations The Question I would value some guidance…
House prices will keep rising this year as potential buyers still far outweigh...
A shortage of homes coming up for sale is continuing to drive property prices higher, fresh data has revealed. Enquiries from buyers looking to move increased in December, but the average number of homes on estate agents’ books remains low,…
Switching mortgage could save over £2,000 a year: L&C
Switching from an average standard variable rate (SVR) to a new fix could save more than £2,200 a year, calculates L&C Mortgages. The broker says that with SVRs increasing to an average of 3.91%, a fixed rate of 1.36% would…
Your 2022 savings calendar: 12 steps to building a deposit
Looking for some practical and easy-to-apply methods to help you save for the deposit on your first home? Kate Saines has one tip for every month of the next year… The idea of saving for a deposit for your first…
First-time buyer numbers soar to highest level for two decades
The number of first-time buyers purchasing properties has reached a 20-year high according to the latest estimates. Despite the challenging combination of record high house prices and uncertainty caused by last year’s third lockdown, 2021 saw 408,379 first-time buyer transactions….
Christmas & New Year Holidays
Our office will be closing from 1pm on Friday 17th for the Christmas & New Year holidays We will be back open on Tuesday 4th January We would like to thank all of our customers for making 2021 a very…
First-time buyers: How to get ahead of the property buying game
Much is made of the challenges faced by first-time buyers but there are also some advantages to being the new kid on the property block. Peter Joseph explains how you can enhance your position to get ahead of the game…
Mortgage borrowers warned about buy now, pay later use as investigation reveals...
Potential homebuyers looking to take out a mortgage are being warned about using buy now, pay later schemes, after it was revealed that four major lenders are quizzing borrowers about their use when they apply for decisions in principle. Buy…
Is the run-up to Christmas the time to try to buy a ‘bargain’ home?...
Buyers looking to negotiate their new home can try to take advantage of a seasonal dip in asking prices, new figures have revealed. Property website Rightmove said the average asking prices of homes newly listed for sale fell by £2,044…