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Further bad news for First Time Buyers

HSBC is withdrawing mortgage products above 85 per cent LTV for new business from today, 2 September As one of…

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1st time buyers pressing ahead with housing plans in 2020

Lockdown hasn’t reduced ambition of 1st time buyers but methods to get on the ladder have been changing 93% of…

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Summer holidays

  Office closure info Our office will be closed from 1pm on Friday 24th July until 9am on Monday 17th…

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Low Deposit Mortgage Update

Majority of lenders not yet ready to return to 90% or higher borrowing in N.Ireland Getting more and more enquiries…

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Mortgage approvals plummet in April

Approvals down to a 7 year low but signs of banks re establishing Mortgage approvals for house purchase plunged by…

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Confusion over mortgage payment breaks could make matters worse

25% of those questioned have cancelled direct debits without approval A quarter of people seeking mortgage payment holidays are cancelling…

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Over 1.2 million borrowers secure mortgage payment break

61,000 payment breaks being granted per day More than 1.2 million households have been granted mortgage holidays under measures to…

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Credit score guarantee for borrowers on Covid 19 payment breaks

Special measures announced by credit reference agencies Credit scores of borrowers who take Covid-19 payment holidays will be protected under…

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UK banks not passing on interest rate cuts

  Many key mortgage products increase despite lowest ever base rate Britain’s banks have defied the Treasury and Bank of…

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Government effectively shuts down property market

Latest advice effectively puts property market on hold With some banks already withdrawing mortgages from sale, the government’s order that…

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Mc Daid Mortgages

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland.Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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