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10 Key Steps to Take When Thinking of Buying Your First Home

Buying your first home is one of the most exciting milestones in life. It’s a big step, but with the…

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Happy St Patrick’s Day

Happy St. Patrick’s Day to all our fantastic customers! 🍀 Whether you're celebrating with a pint of the black stuff,...
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The Benefits of Regularly Reviewing Your Mortgage

For many homeowners, a mortgage is their biggest financial commitment, yet it’s often something that gets set up and then…

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First-time buyers reach record numbers in 2024 – Halifax

2024 saw a rise in first-time buyers with 341,068 people stepping onto the property ladder, a 19% increase compared to…

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House prices here rose by over 6%

The Office for National Statistics (ONS) reported UK house prices increased by an average of £10,000 in the year to…

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Bank of England cuts base rate to 4.50%

The Bank of England (BoE) has voted to lower the base rate by 0.25% to 4.50%. This follows the Monetary…

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Self-employed mortgage applicants give seal of approval to brokers

The vast majority of self-employed mortgage applicants have given the thumbs up to using a broker to help them finance…

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Understanding the 2025 Stamp Duty Changes

In April 2025, significant changes to the UK’s Stamp Duty Land Tax (SDLT) are set to take effect, impacting homebuyers…

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New House Insurance Options Available

Is your home insurance due to renew? Please don’t just auto-renew—new insurers have now joined our panel, offering better deals…

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Thank You & Happy Christmas

As 2024 comes to a close, we want to take a moment to thank you. Whether it’s your first mortgage…

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland.Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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