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Bank of England cuts base rate to 4.50%

The Bank of England (BoE) has voted to lower the base rate by 0.25% to 4.50%. This follows the Monetary…

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Self-employed mortgage applicants give seal of approval to brokers

The vast majority of self-employed mortgage applicants have given the thumbs up to using a broker to help them finance…

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Understanding the 2025 Stamp Duty Changes

In April 2025, significant changes to the UK’s Stamp Duty Land Tax (SDLT) are set to take effect, impacting homebuyers…

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New House Insurance Options Available

Is your home insurance due to renew? Please don’t just auto-renew—new insurers have now joined our panel, offering better deals…

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Thank You & Happy Christmas

As 2024 comes to a close, we want to take a moment to thank you. Whether it’s your first mortgage…

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Bank of England governor expects FOUR interest rate cuts next year

The governor of the Bank of England says there are likely to be four interest rate cuts next year as…

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Income Protection Insurance: Why It’s Important and Why Many Overlook It

Life is full of uncertainties. Health issues, accidents, or unforeseen events can suddenly disrupt our ability to work and earn…

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House prices: What’s behind the ‘surprise’ surge in November?

House prices have increased by 3.7% in the last year according to Nationwide, which described this type of growth as…

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Remortgaging: Should You Stay or Switch?

Let’s weigh up the options As homeowners approach the end of their current mortgage deals, one big question arises: should…

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First Time Buyer Derry

Getting Onto the Property Ladder: A First-Time Buyer’s Guide

The property market in the North of Ireland has seen many changes in recent years, with fluctuating house prices and…

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Mc Daid Mortgages

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland.Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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