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Mortgage Advice News

Home insurance – An introduction

Getting to grips with the basics Here you will find easy to follow information on: Deciding what type of cover is right for you Protecting your valuables away form your home Understanding how your excess works Keeping your policy up…

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Mortgage Advice News

Life insurance – An introduction

  Getting to grips with the basics Here you will find easy to follow information on: Deciding how much cover is right for you Term assurance or whole of life policy? Choosing between joint or single life cover Critical illness…

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Mortgage Advice News

Introduction to mortgages

  Not sure where to start? This guide may help Not sure where to start when it comes to a mortgage? This guide may help you along the right pathHere you will find easy to follow information on: Finding the…

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Mortgage Advice News

Interest rates could be slashed into negative territory for first time ever

  Negative bank rate would mean lenders cut mortgage rates even further – but savings rates would also go into reverse Interest rates could be cut to below zero for the first time in history to save the UK economy…

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Mortgage Advice News

Interest rates could fall further in 2020

Price war between lenders and potential BOE rate cut could see interest rates drop during 2020 Mortgage interest rates will continue to fall as a price war between lenders continues this year, predicts a mortgage broker Shaun Evans, CEO of…

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Mortgage Advice News

How your ex could hamper your mortgage prospects

  Would be borrowers could still be haunted by ghosts of relationships past Would-be borrowers should consider the impact an ex-partner, with whom they shared financial products, could have on their credit score before applying for a mortgage. That’s according…

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Mortgage Advice News

HSBC triggers mortgage price war with ambitious plans

  Bold strategy involves major investment in technology HSBC has drawn up plans to double the size of its British bank in an audacious bid to close the gap on the country’s biggest lender Lloyds. In an interview with The…

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Mortgage Advice News

Interest rates are cut in January 

  Banks reduce rates to attract reluctant borrowers Borrowers are benefiting from a January mortgage sale as banks slice interest rates. Experts say the cost of borrowing on the money markets has fallen, and some banks have passed these savings…

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Mortgage Advice News

How to get the best deal on your mortgage

  5 quick tips on getting yourself a good deal Start with your finances The days of banks falling over themselves to give you a mortgage are gone. But borrowers can boost their chances of a successful application by ensuring…

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Mortgage Advice News

How to remortgage your property

  Every month thousands of special rates expire Every month thousands of people in the UK come to the end of their fixed or tracker rate initial deals. If they were to do nothing at this point they would move…

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland.Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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