Mortgages – An introduction
Getting to grips with the basics Here you will find easy to follow information on: Finding the right mortgage for you How much can you afford to borrow? Getting your finances in order Why you need a survey Understanding…
Introduction to mortgages
Not sure where to start? This guide may help Not sure where to start when it comes to a mortgage? This guide may help you along the right pathHere you will find easy to follow information on: Finding the…
Home insurance – An introduction
Getting to grips with the basics Here you will find easy to follow information on: Deciding what type of cover is right for you Protecting your valuables away form your home Understanding how your excess works Keeping your policy up…
Life insurance – An introduction
Getting to grips with the basics Here you will find easy to follow information on: Deciding how much cover is right for you Term assurance or whole of life policy? Choosing between joint or single life cover Critical illness…
Interest rates could be slashed into negative territory for first time ever
Negative bank rate would mean lenders cut mortgage rates even further – but savings rates would also go into reverse Interest rates could be cut to below zero for the first time in history to save the UK economy…
Interest rates could fall further in 2020
Price war between lenders and potential BOE rate cut could see interest rates drop during 2020 Mortgage interest rates will continue to fall as a price war between lenders continues this year, predicts a mortgage broker Shaun Evans, CEO of…
How your ex could hamper your mortgage prospects
Would be borrowers could still be haunted by ghosts of relationships past Would-be borrowers should consider the impact an ex-partner, with whom they shared financial products, could have on their credit score before applying for a mortgage. That’s according…
HSBC triggers mortgage price war with ambitious plans
Bold strategy involves major investment in technology HSBC has drawn up plans to double the size of its British bank in an audacious bid to close the gap on the country’s biggest lender Lloyds. In an interview with The…
Interest rates are cut in January
Banks reduce rates to attract reluctant borrowers Borrowers are benefiting from a January mortgage sale as banks slice interest rates. Experts say the cost of borrowing on the money markets has fallen, and some banks have passed these savings…
How to get the best deal on your mortgage
5 quick tips on getting yourself a good deal Start with your finances The days of banks falling over themselves to give you a mortgage are gone. But borrowers can boost their chances of a successful application by ensuring…