There are many advantages to buying a new build property. But there are also some pitfalls to look out for… Moving into a fresh, never-been-lived-in home which offers the new owners a blank canvas to style and decorate is a…
House prices have been tipped to continue to rise in NI during 2021 after a 5.3% year-on-year jump to an average of just under £148,000. The NI house price index said that the average house price here also rose by…
Whatever way you look at it, the property market had an exceptional year in 2020. It went from trundling along quite nicely in the first three months of the year, to a complete three-month shutdown during lockdown – during which…
From calls for an extension to the stamp duty holiday to the return of low deposit mortgages – it’s been a busy start to 2021 in the property market. Peter Joseph of Home Legal Direct wonders what more 2021 has…
High loan-to-value (LTV) mortgages for borrowers with smaller deposits are making a welcome return to the market offering more choice for first-time buyers in particular New data out today has revealed the number of deals for people who need to…
It’s that time of year again when we pull the shutters down for some time off This year we will be finishing up on Friday 11th December until Monday 4th January It’s been a difficult year for everyone in 2020,…
Potential good news for first time buyers as major high street lender Halifax have today announced they intend to return to the market next week with 10% deposit mortgage products The products will initially only be available with enhanced criteria…
House sales in the run-up to Christmas are forecast to hit their highest level in a decade as homebuyers rush to beat the stamp duty holiday ending in March, new research shows. The expected surge in transactions comes as average asking…
Millions of self-employed workers, already facing the blight of Covid-19, are receiving harsher treatment from mortgage lenders compared to salaried employees. Self-employed borrowers are being asked for bigger deposits, additional paperwork, with some lenders lowering the amounts they can borrow…
Nationwide is expanding access to its 90 per cent loan to value (LTV) mortgages beyond first-time buyers From the second week of December, the lender will offer the higher LTV loans to include purchase and customers who are home movers….