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Mortgage Advice News

Thinking of Moving Home in 2026? Why Speaking to a Mortgage Adviser Early Can...

For many people, moving home starts with browsing property websites, booking viewings, and imagining life in a new place. But in reality, one of the most important steps comes before any of that — understanding your mortgage position. If moving…

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Mortgage Advice News

Thinking About a Buy-to-Let? Here’s What You Need to Know

Property has long been seen as one of the most reliable ways to build wealth — and even with market changes in recent years, Buy-to-Let (BTL) investments continue to attract new and experienced landlords alike. Whether you’re looking to buy…

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Mortgage Advice News

10 Essential Tips for First-Time Buyers

Buying your first home is one of life’s biggest milestones. For many, it’s exciting, but it can also feel overwhelming with so much to think about – from saving a deposit to choosing the right mortgage deal. The good news…

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Mortgage Advice News

Why Reviewing Your Mortgage Could Save You Money

As we move towards the end of 2025, the property and mortgage market continues to shift. With the Bank of England holding rates steady for now, after multiple reductions — and lenders adjusting their products in anticipation of further changes…

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Mortgage Advice News

Fixed, Tracker, or Variable? Choosing the Right Mortgage

  Fixed, Tracker, or Variable? Choosing the Right Mortgage When it comes to mortgages, one of the biggest decisions you’ll face is whether to go for a fixed, tracker, or variable rate deal. Each type has its advantages and drawbacks,…

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Mortgage Advice News

Online Mortgage Tools: Handy, But Here’s What You Need to Know

In today’s world, almost everything can be done online — from shopping to booking holidays. Mortgages are no different, with countless online calculators and comparison tools promising quick answers. And while these tools can be a convenient starting point, it’s…

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Mortgage Advice News

We’re hiring: Mortgage Adviser – Join Our Team at Mc Daid Mortgages

  📍 Location: Remote (serving clients across Northern Ireland) 💼 Employment Type: Full-Time / Self-Employed Basis About Us At Mc Daid Mortgages, we’re more than just a mortgage broker – we’re a trusted, independent firm with a reputation built on…

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Mortgage Advice News

Young & Ready to Buy? The Challenges Facing First-Time Buyers – And How...

For many young people today, the idea of owning a home can feel more like a dream than a goal. Rising property prices, the cost of living, and tighter lending rules have made it harder for first-time buyers to take…

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Mortgage Advice News

Why clients trust Mc Daid Mortgages

Getting great mortgage advice is important — but hearing what others say about working with us speaks volumes. We’re proud of our 5-star reviews on both Google and Facebook, and how many clients recommend us time and again. 💬 What…

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Mortgage Advice News

Secured Loan vs. Remortgage – Which Option is Right for You?

Life doesn’t always go according to plan — and sometimes you need to raise extra money. Whether it’s for home improvements, debt consolidation, a big life event, or helping a loved one, you might find yourself weighing up your options:…

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland.Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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