Could Gambling Affect Your Mortgage Application? When you’re getting ready to apply for a mortgage, most people naturally think about the big things. Your salary. Your deposit. Your credit history. Your existing loans and credit cards. But there are also…
There has been quite a bit of discussion recently about homeowners facing a “mortgage reckoning” as more people come off older fixed-rate deals and have to arrange a new mortgage at today’s rates. It’s an important issue, but I think…
Saving a deposit is one of the biggest hurdles for many first-time buyers. House prices have risen, rent is expensive and trying to build up a 5% deposit can take a long time. So when a lender announces a mortgage…
If you’re thinking about buying a home in Northern Ireland at the minute, you’ll probably have noticed that prices are still moving upwards. The latest PropertyPal Housing Market Update shows that the average property price in Northern Ireland has reached…
☀️ That’s us officially on our summer holidays! 😎 Thanks to everyone for your continued support this year. We hope you all have a fantastic summer, and we’ll see you again very soon! 🏡
When people think about getting a mortgage, they often focus on saving a deposit or finding their dream home. While those things are important, one of the most overlooked parts of the process is checking your credit report before you…
Saving a deposit has become one of the biggest challenges facing first-time buyers in recent years. With rents, household bills and day-to-day living costs continuing to rise, many people feel they’re stuck in a cycle where saving a traditional deposit…
What Credit Score Do I Need for a Mortgage ? 📊🏡 One of the most common questions we’re asked is: “Is my credit score good enough to get a mortgage?” It’s a fair concern — especially if you’ve had issues…
As many homeowners approach the end of their fixed mortgage deal, one of the most common questions they face is: Should I simply switch onto a new deal with my current lender… or look elsewhere? At first glance, staying put…
Wishing all our customers and their families a very Happy Easter 🐣🌼 We’ll be taking a short break next week to eat some eggs! Office will be back opened on Monday 13th April