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Mortgage Advice News

Could You Buy Your First Home With Just a £5,000 Deposit?

Saving a deposit is one of the biggest hurdles for many first-time buyers. House prices have risen, rent is expensive and trying to build up a 5% deposit can take a long time. So when a lender announces a mortgage…

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Mortgage Advice News

Northern Ireland House Prices Continue to Rise – But What Does It Mean for...

If you’re thinking about buying a home in Northern Ireland at the minute, you’ll probably have noticed that prices are still moving upwards. The latest PropertyPal Housing Market Update shows that the average property price in Northern Ireland has reached…

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Mortgage Advice News

Office Summer Holidays 😎

  ☀️ That’s us officially on our summer holidays! 😎 Thanks to everyone for your continued support this year. We hope you all have a fantastic summer, and we’ll see you again very soon! 🏡

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Mortgage Advice News

Getting Mortgage Ready: 5 Credit Report Checks You Should Make Before Applying

When people think about getting a mortgage, they often focus on saving a deposit or finding their dream home. While those things are important, one of the most overlooked parts of the process is checking your credit report before you…

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Mortgage Advice News

New Low-Deposit Mortgages: Could They Help More First-Time Buyers? 🏡💷

Saving a deposit has become one of the biggest challenges facing first-time buyers in recent years. With rents, household bills and day-to-day living costs continuing to rise, many people feel they’re stuck in a cycle where saving a traditional deposit…

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Mortgage Advice News

What Credit Score Do I Need for a Mortgage?

What Credit Score Do I Need for a Mortgage ? 📊🏡 One of the most common questions we’re asked is: “Is my credit score good enough to get a mortgage?” It’s a fair concern — especially if you’ve had issues…

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Mortgage Advice News

Should You Stay With Your Current Lender or Remortgage Elsewhere?

As many homeowners approach the end of their fixed mortgage deal, one of the most common questions they face is: Should I simply switch onto a new deal with my current lender… or look elsewhere? At first glance, staying put…

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Mortgage Advice News

Happy Easter

Wishing all our customers and their families a very Happy Easter 🐣🌼   We’ll be taking a short break next week to eat some eggs! Office will be back opened on Monday 13th April

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Mortgage Advice News

Happy St Patricks Day

Our office will be closed on Tuesday 17th March for the bank holiday and back open the following day    

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Mortgage Advice News

10 Essential Tips for First-Time Buyers

Buying your first home is one of life’s biggest milestones. For many, it’s exciting, but it can also feel overwhelming with so much to think about – from saving a deposit to choosing the right mortgage deal. The good news…

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    Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. As with all insurance policies, conditions and exclusions will apply. You may have an early repayment charge to your existing lender if you remortgage. Not all Buy To Let Mortgages are regulated by the Financial Conduct Authority. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland. Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free. Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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