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Mortgage Advice News

☀️ Summer Break Time! 🌴

  We’re taking a little well-earned rest! Our office will be closing for 2 weeks as we hopefully soak up some sunshine, recharge the batteries, and maybe enjoy an ice cream or two 🍦😎 We’ll be closing from Monday 7th…

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Mortgage Advice News

Interest Rates Hold Firm

The Bank of England’s Monetary Policy Committee (MPC) has today held its benchmark interest rate steady at 4.25%, opting for a cautious, measured response amid persistent inflation and global uncertainty. Here’s a look at what this means and why you…

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Mortgage Advice News

🐣 Happy Easter from Mc Daid Mortgages! 🐰

Wishing all our amazing clients a joyful and relaxing Easter! Whether you’re simply enjoying some time off, indulging in chocolate, or spending time with loved ones, we hope it’s a cracker of a weekend! 💐🍫 Easter Opening Hours: 📅 Good…

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Mortgage Advice News

April Newsletter

Our latest newsletter takes a look into interest rates and what we can expect next. We also look at the pros & cons to 2 year vs 5 year fixed rate options as well as exploring the importance of insurance…

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Mortgage Advice News

House prices here outperforming the UK with larger growth figures

The North of Ireland has had stronger annual house price growth than any region within the UK at 13.5%, according to Nationwide Building Society Average house prices in Northern Ireland have soared by 13.5% over the last year to hit…

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Mortgage Advice News

10 Key Steps to Take When Thinking of Buying Your First Home

Buying your first home is one of the most exciting milestones in life. It’s a big step, but with the right preparation, it doesn’t have to be overwhelming. At Mc Daid Mortgages, we’ve been guiding first-time buyers through the mortgage…

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Mortgage Advice News

Happy St Patrick’s Day

Happy St. Patrick’s Day to all our fantastic customers! 🍀 Whether you're celebrating with a pint of the black stuff, hunting for leprechauns, or just enjoying the craic, we hope you have a brilliant day! ☘️ May your pockets be...
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Mortgage Advice News

The Benefits of Regularly Reviewing Your Mortgage

For many homeowners, a mortgage is their biggest financial commitment, yet it’s often something that gets set up and then forgotten about. But just like your car insurance or energy bills, your mortgage deal should be reviewed regularly to make…

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Mortgage Advice News

First-time buyers reach record numbers in 2024 – Halifax

2024 saw a rise in first-time buyers with 341,068 people stepping onto the property ladder, a 19% increase compared to 2023, data from Halifax has revealed. This makes up over half (54%) of all home purchases made with a mortgage last year,…

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Mortgage Advice News

House prices here rose by over 6%

The Office for National Statistics (ONS) reported UK house prices increased by an average of £10,000 in the year to October 2024. The report showed the value of a typical home to be an estimated £292,000, an annual increase of…

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland. Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free. Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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