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Mortgage Advice News

Remortgaging: Should You Stay or Switch?

Let’s weigh up the options As homeowners approach the end of their current mortgage deals, one big question arises: should you stay with your existing lender or remortgage with a new one? This decision is a critical one, and the…

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First Time Buyer Derry

Mortgage Advice News

Getting Onto the Property Ladder: A First-Time Buyer’s Guide

The property market in the North of Ireland has seen many changes in recent years, with fluctuating house prices and interest rates making the process of buying a home seem more complicated than ever. For first-time buyers, stepping onto the…

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Mortgage Advice News

Amazing feedback from recent clients

We’ve been blown away by some of the recent reviews that our clients have shared about their experience with us! Helping people through the mortgage process can feel like a big responsibility, but hearing how happy our clients are makes…

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Mortgage Advice News

October Newsletter

It’s been an incredible couple of months in the property market since our last newsletter. Interest rates have been held at 5% and there was the potential that the rate would fall again Click image below for the full newsletter…

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Mortgage Advice News

More mortgage rate reductions as Nationwide offers 3.83%

More mortgage rate reductions as Nationwide offers 3.83% Major lenders continue to reduce their mortgage rates on a daily basis, with Nationwide set to launch a new market best buy tomorrow.  The building society is lining up a five-year fixed…

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Mortgage Advice News

August Newsletter

I hope you’re having a fantastic Summer, despite the slightly overcast weather. Thankfully it appears, at least financially, the future looks a little brighter and more positive. Interest rates fell by 0.25% to 5%, lenders are beginning to cut rates…

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Mortgage Advice News

Nationwide and Virgin cut mortgage rates as brokers declare home loan...

Mortgage brokers are claiming a home loan price war is under way, after Nationwide Building Society became the latest lender to lower its rates. From tomorrow, Britain’s biggest building society will be reducing rates on selected deals by up to…

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Mortgage Advice News

April Newsletter

I hope you had a relaxing and enjoyable Easter! In our latest newsletter we’re delighted to welcome Rory Harrigan to our team as a qualified mortgage and protection adviser, we explore what will happen with interest rates and the importance…

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Mortgage Advice News

Why do I need a Decision in Principle before making an offer?

  When starting to look at potential properties you may be asked by an estateagent to provide proof that you can get a mortgage This often happens before they’ll consider any bids from you but nowadaysmany estate agents actually request…

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Mortgage Advice News

Interest rates left unchanged at 5.25% as economy ‘moving in the right...

The Bank of England voted by a majority of 8-1 to hold interest rates at 5.25% The Bank of England has left interest rates unchanged at 5.25% as its governor said things are “moving in the right direction” for the…

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland.Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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