The vast majority of self-employed mortgage applicants have given the thumbs up to using a broker to help them finance their home purchase. A survey by specialist provider, The Mortgage Lender (TML), found 96% of non-PAYE applicants said mortgage brokers…
In April 2025, significant changes to the UK’s Stamp Duty Land Tax (SDLT) are set to take effect, impacting homebuyers across the nation. Understanding these changes is crucial, and at Mc Daid Mortgages, we’re here to guide you through the…
Is your home insurance due to renew? Please don’t just auto-renew—new insurers have now joined our panel, offering better deals and improved coverage options that could save you money! Remember, we don’t see your renewal notifications, so it’s important to…
As 2024 comes to a close, we want to take a moment to thank you. Whether it’s your first mortgage with us or your fifth, your confidence in us is appreciated. We are truly grateful to have had the opportunity…
The governor of the Bank of England says there are likely to be four interest rate cuts next year as inflation fades The ONS revealed inflation rose to 2.3 per cent in the 12 months to September, above what markets…
Life is full of uncertainties. Health issues, accidents, or unforeseen events can suddenly disrupt our ability to work and earn an income. For most people, their income is their most valuable financial asset—it funds everyday living expenses, mortgage repayments, family…
House prices have increased by 3.7% in the last year according to Nationwide, which described this type of growth as ‘surprising’. This was the fastest rate of annual growth the housing market has experienced since November 2022 and comes following…
Let’s weigh up the options As homeowners approach the end of their current mortgage deals, one big question arises: should you stay with your existing lender or remortgage with a new one? This decision is a critical one, and the…
The property market in the North of Ireland has seen many changes in recent years, with fluctuating house prices and interest rates making the process of buying a home seem more complicated than ever. For first-time buyers, stepping onto the…
We’ve been blown away by some of the recent reviews that our clients have shared about their experience with us! Helping people through the mortgage process can feel like a big responsibility, but hearing how happy our clients are makes…