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Mortgage Advice News

June Newsletter

In this month’s newsletter, we’re talking about becoming a first-time buyer, the benefits of buying a home vs renting, why protecting yourself financially is always important and what you can do to boost your easy access savings rates.  Read our…

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Mortgage Advice News

February Newsletter

Welcome to our latest newsletter This edition looks at what to expect in the 2024 housing market in terms of property prices and mortgage interest rates We also touch on the vital role health & income protection can play when…

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Mortgage Advice News

December Newsletter

Welcome to our latest newsletter. As we approach the end of 2023, it’s a good opportunity to look back at the past year and ahead to what the future might hold for homeowners. It’s been a challenging year with rising…

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Mortgage Advice News

Christmas & New Year Holidays

Our office will be closed from Thursday 21st December for the Christmas & New Year Holidays. We will reopen on Monday 8th January It’s been another very busy year at Mc Daid Mortgages and we never take your loyalty for…

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Mortgage Advice News

House prices rise again – are things looking up for mortgages and property?

House prices increased for the third month in a row, according to Nationwide, raising hopes of an improvement in the property market in 2024. The average UK house price inched up by 0.2% in November compared to a 0.9% monthly…

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Mortgage Advice News

Mortgage rates could “drop below 4%” before year end, brokers predict as...

Hot on the heels of HSBC, Halifax has announced it is reducing its mortgage rates again on Wednesday 15th November. Following the news, one broker said some rates, based on the current direction of travel, could even start with a three before the…

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Mortgage Advice News

Mortgage rate round-up: HSBC and Halifax amongst lenders cutting deals

The Bank of England’s decision to hold the base rate at 5.25% has led to a flurry of mortgage rate cuts this week. Following the announcement the central bank had voted against raising interest rates again, several big lenders announced a…

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Mortgage Advice News

Mortgage rates: Price cuts continue in time for remortgaging rush 

Another interest rate decision is looming. Whether rates remain the same or go up the good news is fixed-rate mortgage prices are still falling. Coventry Building Society has been the latest lender to cut rates this week on all its…

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Mortgage Advice News

Mortgage rates falling: Is this the beginning of the end of the crisis?

Over the last week lenders have begun gently slicing back mortgage rates. Is this the end of the mortgage crisis? Will rates return to normal any time soon? You saved your deposit, spoken to your independent mortgage broker, established how…

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Mortgage Advice News

August Newsletter

Our latest newsletter can be accessed by clicking the link below https://tinyurl.com/4tjtpkdy

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland. Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free. Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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