December Newsletter
Welcome to our latest newsletter. As we approach the end of 2023, it’s a good opportunity to look back at the past year and ahead to what the future might hold for homeowners.
 It’s been a challenging year with rising interest rates, the cost of living crisis and inflation issues. Speaking to many clients, we heard the increased costs were concerning, but by looking at available deals earlier, we were often able to lock in a new mortgage ahead of the current fixed rate ending. 2024 is predicted to see inflation fall further and already we’re seeing mortgage lenders react positively and competitively, reducing their rates where possible. The best option for the year ahead, if you’re due to remortgage, is to speak to us early (up to 6 months before your deal expires) and we’ll compare the whole of the market on your behalf. We’re still speaking to a lot of first time buyers, so if you know of anybody keen to have a chat, we’re here to help! Thank you, Pat, Damien & Patrick MERRY CHRISTMAS & HAPPY NEW YEAR  Thank you for all your support over the past 12 months! It’s been a pleasure to support so many people across Northern Ireland with their mortgage and protection needs. We hope you have a fantastic festive break and a happy, healthy and prosperous New Year with family and friends. We look forward to welcoming you back in 2024 and helping even more people. Meet The Team If we can assist with any of your mortgage needs, please get in touch!  pat@mcdaidmortgages.co.uk 07968 155 176  damien@mcdaidmortgages.co.uk 07810 001750  patrick@mcdaidmortgages.co.uk 07715255908  CheckMyFile is one credit referencing agency that we trust. The reason CheckMyFile is our preference is that the report includes three different scores from three different credit referencing agencies!This makes CheckMyFile the most comprehensive and accurate service. Try it FREE for 30 days, then £14.99 a month – cancel online anytime.Sign Up Here Can we help your friends or family? Most people we’re speaking to are worried about the cost of living crisis. If you have friends or family that need mortgage advice, we would be delighted to help. Would you like to leave us a review? We’re actively asking people to leave a review of our service on Google. We would love to hear your feedback on our support. You can click the link below to leave us a review on Google. Leave Us A Review  Your property may be repossessed if you do not keep up repayments on your mortgage. As with all insurance policies, conditions and exclusions will apply. You may have an early repayment charge to your existing lender if you remortgage. Not all Buy To Let Mortgages are regulated by the Financial Conduct Authority. You received this email because you subscribed to our list. You can unsubscribe at any time. 40 Coneyville Derry BT48 8FW United Kingdom |
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