When starting to look at potential properties you may be asked by an estate
agent to provide proof that you can get a mortgage

This often happens before they’ll consider any bids from you but nowadays
many estate agents actually request this proof before they’ll even let you view
properties

If you’re not organised then this can often lead to missing out on the
property you have your eye on, so it’s a vital part of the homebuying process
to have this ready

This proof is often referred to as a Decision in Principle (DIP) and it
demonstrates to everyone involved that you’re a serious buyer

It’s also essentially the initial stage of the mortgage application process
and the good news is that it’s usually a fairly straight forward process if you
get the correct help from a reliable mortgage adviser

Once the ‘Dip’ is done, your adviser can provide you with a certificate from
the lender confirming you’ve effectively been ‘pre approved’ and this will make
your life alot easier in the house hunting process

This will also help set your own expectations and ensure you’re aware of how
much you can borrow and afford, based on your own unique circumstances

At Mc Daid Mortgages we can provide this service, without charge to you

To speak with an adviser simply get in touch and we would be more than happy
to walk you through the Decision in Principle stage

Your home may be repossessed if you do not keep up repayments on your mortgage