When starting to look at potential properties you may be asked by an estateagent to provide proof that you can get a mortgage This often happens before they’ll consider any bids from you but nowadaysmany estate agents actually request…
The Bank of England voted by a majority of 8-1 to hold interest rates at 5.25% The Bank of England has left interest rates unchanged at 5.25% as its governor said things are “moving in the right direction” for the…
Welcome to our latest newsletter This edition looks at what to expect in the 2024 housing market in terms of property prices and mortgage interest rates We also touch on the vital role health & income protection can play when…
Welcome to our latest newsletter. As we approach the end of 2023, it’s a good opportunity to look back at the past year and ahead to what the future might hold for homeowners. It’s been a challenging year with rising…
Our office will be closed from Thursday 21st December for the Christmas & New Year Holidays. We will reopen on Monday 8th January It’s been another very busy year at Mc Daid Mortgages and we never take your loyalty for…
House prices increased for the third month in a row, according to Nationwide, raising hopes of an improvement in the property market in 2024. The average UK house price inched up by 0.2% in November compared to a 0.9% monthly…
Hot on the heels of HSBC, Halifax has announced it is reducing its mortgage rates again on Wednesday 15th November. Following the news, one broker said some rates, based on the current direction of travel, could even start with a three before the…
The Bank of England’s decision to hold the base rate at 5.25% has led to a flurry of mortgage rate cuts this week. Following the announcement the central bank had voted against raising interest rates again, several big lenders announced a…
Another interest rate decision is looming. Whether rates remain the same or go up the good news is fixed-rate mortgage prices are still falling. Coventry Building Society has been the latest lender to cut rates this week on all its…
Over the last week lenders have begun gently slicing back mortgage rates. Is this the end of the mortgage crisis? Will rates return to normal any time soon? You saved your deposit, spoken to your independent mortgage broker, established how…