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Mortgage Advice News

Moving in the New Year? Instruct your conveyancer early

If you are moving house there are many advantages in getting your solicitor on board as early as possible, as Peter Joseph explains… Whether you are buying or selling, it is best to instruct a conveyancer to handle the legal…

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Mortgage Advice News

House prices forecast to rise 35% in the first five years of the 2020s…...

The verage property price could still grow by up to 7 per cent in 2022, according to one forecast – as separate research revealed that Merseyside and Lancashire towns have seen the biggest collective price growth since the pandemic began….

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Mortgage Advice News

Staying put: Only a FIFTH want to downsize when they retire, with most saying...

Only a fifth of people say they plan to downsize in their retirement, with the top reason being that they are simply ‘too attached’ to their home. Those nearing retirement age are even less likely to have downsizing plans, according…

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Mortgage Advice News

How to beat the mortgage bill hike: Rates are on the rise with cheap deals...

All eyes will be on the Bank of England tomorrow as it considers hiking interest rates for the first time in more than three years. Such a move would signal the end of ultra-cheap loans and send up the cost…

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Mortgage Advice News

Base rate has stuck at 0.1% but should you fix your mortgage? Homeowners...

Homeowners breathed a sigh of relief as the Bank of England voted 7-2 not to increase the base rate – which would nudge mortgage rates up with it. But the Bank has warned that rates may have to rise in…

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Mortgage Advice News

Average house price now more than £250,000, says Nationwide

A typical UK home costs more than £250,000 for the first time after prices rose by 9.9% in the last year, according to the Nationwide. The building society said the average house price was £250,311 in October, up 0.7% on…

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Mortgage Advice News

Mortgage costs set to soar by 13%, experts warn

Homeowners are being warned to prepare for ‘soaring’ mortgage costs as economists predict rates will rise by as much as 13% in 2023. Anyone due to remortgage is being urged to take advantage of current low rates as soon as…

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Mortgage Advice News

How the self-employed can benefit from the post-Covid mortgage boom

Lenders are gaining confidence in lending to self-employed borrowers. Greg Cunnington of Alexander Hall highlights the best mortgage deals on offer for the self-employed and explains how to take advantage of them There have been further improvements in the number…

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Mortgage Advice News

House prices rise at fastest rate since housing boom of 2007 as ‘race for...

House prices have risen at the fastest pace since the housing boom of 2007 to new record highs as the ‘race for space’ continues, despite the end of the stamp duty holiday. The average UK house price jumped by around…

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Mortgage Advice News

Should you fix your mortgage for two, five or even TEN years? Homeowners...

Homeowners who are coming to the end of a mortgage deal are being urged to protect their finances by locking into a new fixed-rate loan. A tsunami of higher energy and food bills, plus inflation heading towards four per cent,…

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    Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Get expert advice from an experienced mortgage adviser in Derry. We're trusted mortgage advisers covering all areas throughout N.Ireland.Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon successful mortgage offer. There are no hidden costs, and your initial consultation is always free.Mc Daid Mortgages Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.Registered Office: 40, Coneyville, Derry, N.Ireland, BT48 8FW. Registered Company Number: NI698543 Registered in Northern Ireland.

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