Buy To Let
Experienced mortgage advisers can help you
arrange your first or next buy to let mortgage.
Arrange an appointment to meet one of our
qualified, experienced and supportive mortgage
advisers to discuss your buy to let mortgage
needs today.
If you want to start renting out properties or you are already an existing landlord then contact us for professional advice on your buy-to-let mortgage requirements.
We begin by understanding your requirements and then proceed to find mortgage products that meet your requirements. Throughout the process you can lean on our decades of experience to better understand the rental market, compliance and tax obligations as well as financial options.
As trusted advisers for other buy to let landlords, we explore opportunities that can help you start or grow your portfolio in Northern Ireland and if you expand throughout the rest of the UK, we can assist with all your mortgage and insurance needs.
Our fee structure is simple and transparent. In most cases, our service is completely free, provided you arrange both your mortgage and relevant insurance (like life cover) through us. If you only require mortgage advice, a modest fee of £295 applies—but only upon a successful mortgage offer. There are no hidden costs, and your initial consultation is always free.
Risk/Reward considerations
You can enjoy good rental income if you buy a property to let out. However, there are many pitfalls and potential problems with being a landlord, so obtaining professional advice is vital. You will require an in-depth analysis and full planning to ensure that you get your desired return on investment. Mc Daid Mortgages can help you choose the most suitable deal. Contact us to speak to a local, experienced mortgage adviser.
Buy-to-let property advice
We can help you identify profitable properties and offer you expert advice on how to manage risks associated with the deal. Our goal is to maximise the returns on your investment by offering you professional guidance and sharing our years of experience in handling such investments. Get in touch to find out more.
Why choose us to help you find the best buy-to-let mortgage deal?
- Experience identifying properties that will yield high returns on investment
- Advice on how to make the rent cover mortgage repayments
- Advice on how to make a profitable monthly rental income
- Thousands of mortgage deals available
Testimonials
Our customer testimonials
“Best advisor when going for a mortgage, would definitely recommend, looks after his customers without a doubt. Thanks again Pat. Any first time buyers I come across I’ll be recommending yourself. Cheers”-Ross Wright
“Helpful, professional and great advice. Pat keeps on top of all paperwork and follows up with you well before any renewal dates.”–Oonagh Robinson
Trust Mc Daid Mortgages with your buy to let mortgage and insurance needs, as well as residential and commercial property advice.
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Great experience working with Rory. He was helpful and professional throughout and made the house buying process as easy as possible. Would recommend and look forward to working with him in the future.
Patrick at McDaid Mortgages made buying our first home so much easier. He explained everything clearly, was always quick to answer our questions, and genuinely had our best interests at heart throughout the whole process. Highly recommend to anyone needing a straightforward, honest mortgage advisor!
Had a fantastic experience with Pat from start to Finish. I initially went to Pat for my first mortgage over 5 years ago and have gone back twice now for both remortgages. Will certainly recommend to anyone looking for great advice and service!
I recently worked with Patrick to secure a mortgage, and I couldn't be happier with the experience. From start to finish, he was professional, knowledgeable, and incredibly supportive.
They took the time to explain all of my options in detail, answered every question I had, and made sure I felt confident throughout the entire process.
Thanks to Patrick, I was able to find a mortgage that fits my needs and budget. Great service
They took the time to explain all of my options in detail, answered every question I had, and made sure I felt confident throughout the entire process.
Thanks to Patrick, I was able to find a mortgage that fits my needs and budget. Great service
Fantastic service, professional and friendly, the guys (Pat & Patrick) done all the hard work out of the equation and made it plain sailing. I really was out of my depth, I was prepped in advance, knowing each step and action required on my side making process less stressful and overwhelming. I cannot recommend these guys highly enough...thank you so much 😊🏘️🔑
Recently used Pat to help secure a mortgage for our new home. Lots of bumps along the way which Pat expertly helped navigate us through & get the home we wanted. Couldn’t have done it without Pat. Very easily reachable & always happy to answer the phone to you with any queries. Highly recommend using McDaid mortgages to take away all the stress. Thanks again Pat for your all your help.
Jack
Jack
Patrick was a great help in organising our mortgage. Very quick to reply to any questions or queries I had. Much appreciated.
I worked with Patrick for my mortgage..and it was seamless! Patrick was very attentive, explained everything in detail and made sure I understood everything. Nothing was too big of a job, he helped me from the get go - getting my credit score to a stable level, then proceeding through the process of acquiring a house and mortgage. Patrick kept me informed every step of the way, his communication was excellent. I would highly recommend using McDaid's mortgage advisors. Thank you again. Happy new year!
As a first-time buyer Patrick was absolutely invaluable, so responsive and accessible. He guided me through every step and was extremely reliable throughout! I would recommend him to anyone.
I cannot recommend Pat enough and would like to say a HUGE thank you for all of his hard work in securing me a mortgage and for guiding me through the purchase step by step. From the very first time I met with Pat, he couldn't have been more helpful. He was always just a message away to clear up queries or concerns, and he always explained things in a way that made the whole process less overwhelming. I will always recommend Pat to anyone I know who is deciding to purchase a house. Thank you again!
I recently used Mc Daid Mortgages to purchase my first home. Patrick was fantastic at finding me the best deal to suit my situation and his expertise and professionalism made everything easy and stress-free. I highly recommend them for anyone needing a reliable mortgage advisor.
Patrick was helpful throughout the process making sure everything was done on time and answering any questions
Fantastic throughout the whole home buying process. Supportive and no question seemed too ridiculous to ask.
Patrick was so approachable and was great and keeping in touch and providing reassurance when needed. He explained the process step by step. Highly recommend
Pat has helped me for many years now. Firstly, when my self build mortgage came to an end and the then provider literally hung me out to dry. I didn't know where to turn. Pat was recommended and I have truly never looked back.
Subsequently I bought some buy to let's and Pat has handled the mortgages on them. Always sound advice! Maybe sometimes, what you don't want to hear, but never the less the safest hands I've ever met where finance is concerned. I thoroughly recommend McDaid Mortgages. I won't go elsewhere!
Subsequently I bought some buy to let's and Pat has handled the mortgages on them. Always sound advice! Maybe sometimes, what you don't want to hear, but never the less the safest hands I've ever met where finance is concerned. I thoroughly recommend McDaid Mortgages. I won't go elsewhere!
Patrick was brilliant, super quick at completing the DIP through to advising on general queries during the process towards completion.
Cannot recommend highly enough.
Patrick was amazing - the help, guidance and expertise was beyond words.
My situation was complex - i was refused a mortgage elsewhere and told by other brokers that there was no point in applying as the result would be the same.
I feel so lucky to have came across Mc Daid mortgages and Patrick. His perseverance, knowledge. positive attitude and determination was outstanding. He was patient and completely thorough in all the documentation that he gathered, compiled and presented on my behalf...and he made sure that all the evidence required was organised and presented to the highest standard. He communicated with me throughout the process and did this with kindness answering any questions i may have had and ensuring all documentation was sourced and gathered.
I now have a mortgage thanks to Patrick and i am so relieved! With this mortgage comes complete peace of mind and I am so thankful and so grateful to be in this position and it is all due to Patrick. Thank you.
Patrick was amazing - the help, guidance and expertise was beyond words.
My situation was complex - i was refused a mortgage elsewhere and told by other brokers that there was no point in applying as the result would be the same.
I feel so lucky to have came across Mc Daid mortgages and Patrick. His perseverance, knowledge. positive attitude and determination was outstanding. He was patient and completely thorough in all the documentation that he gathered, compiled and presented on my behalf...and he made sure that all the evidence required was organised and presented to the highest standard. He communicated with me throughout the process and did this with kindness answering any questions i may have had and ensuring all documentation was sourced and gathered.
I now have a mortgage thanks to Patrick and i am so relieved! With this mortgage comes complete peace of mind and I am so thankful and so grateful to be in this position and it is all due to Patrick. Thank you.
Would definitely recommend McDaid Mortgages!! I worked with Pat firstly then Patrick and the process couldn't have been any smoother.
As a first time buyer I constantly had questions but Patrick was always available at the end of the phone to clear anything up.
Would highly recommend McDaid Mortgages for a professional, knowledgeable and friendly service!
As a first time buyer I constantly had questions but Patrick was always available at the end of the phone to clear anything up.
Would highly recommend McDaid Mortgages for a professional, knowledgeable and friendly service!
I would highly Recommend Pat and Patrick as they were brilliant at arranging our mortgage for us.Their advice from Day 1 was a massive help and they were very quick and efficient getting things sorted quite quickly.thanks for all your help..
Paul and Sharon Mc Ginley.
Paul and Sharon Mc Ginley.
Would definitely recommend McDaid mortgages. Patrick dealt with my remortgage - he was a pleasure to work with, sorted out my mortgage with minimal hassle to me, kept me up to date with progress at each stage - ensured everything ran smoothly from that first phone call to completion. Thanks a million Patrick - will be back looking for a new deal when this one is coming to an end 🙂.
Hello, we are a Spanish family who had some complications to obtain a mortgage. Today everything is solved thanks to Ryan, a great professional but a better person. Thank you Ryan for fulfilling our dream ? forever grateful to you
Ryan was more than helpful in helping us to get the best deal for our new mortgage rates. He was very flexible with his time and great at communicating. Highly recommend?
Worked with Ryan to buy the property we have been renting the last couple of years. Ryan was super efficient and helpful. He handled our application with the upmost attention. From the very beginning until completion, Ryan kept in contact with us. He also helped us with any insurances we needed. Thank you very much Ryan - highly recommend!
Worked with Patrick to buy the property we have been renting last couple of years over COVID. Patrick was so helpful, gave us lots of information, processed application quickly and kept us up to date throughout the process until we got approval. Thank you very much - highly recommend!!!!
I can highly recommend Mc Daid Mortgages, having used their services recently to change my mortgage supplier. Pat was knowledgeable, professional and friendly. He kept me informed at each step of the process and was always flexible when it came to meeting. Thanks to Pat and his team, the switch was quick, straight forward and stress free.
It was great to work with Pat to refix my mortgage. I really appreciated the professional and expert guidance Pat provided, especially during the uncertainty of the current financial climate.
Thanks again, Caroline
Thanks again, Caroline
Still going through the process but Pat has been so attentive and helpful. He explains the normally baffling process of home ownership in a way that makes sense!
Having been dealing with Mc Daid Mortgages and Pat for over 15 years - very personalised, professional and efficient business. Would highly recommend for all insurance, mortgage and financial planning - 5 stars!
Try Our Mortgage Calculators
If you’re wondering how much you can borrow or how much your repayments will be each month, we can help. We’ve created specific calculators to help you understand what you can borrow and how much it will cost.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
As with all insurance policies, conditions and exclusions will apply
You may have an early repayment charge to your existing lender if you remortgage
Not all Buy To Let Mortgages are regulated by the Financial Conduct Authority