Protect your business. Protect what you've built.
Your business depends on its people. The right protection can help safeguard your company, your key people and the future you've worked hard to build.
Explore Business Protection Free ReviewWhat would happen to your business if something happened to one of its key people?
Every business relies on people. Whether that's the owner, a director, a key employee or a business partner, losing the wrong person at the wrong time can have a significant financial impact.
Business protection is about preparing for those situations. The right cover can help protect your business against the financial consequences of death, serious illness or long-term absence, helping give you greater financial security when it matters most.
We can review your business, understand who and what is important to it, and help you explore the protection options that could be appropriate for your circumstances.
Protect the people and things your business relies on.
Every business is different, which means the right protection will depend on your people, your ownership structure and your financial commitments. Here are some of the options we can help you explore.
Key Person Cover
If your business relies heavily on one or more key people, their death or serious illness could have a significant financial impact. Key person cover can provide financial support to help the business deal with that loss.
Relevant Life Cover
Relevant Life can provide life cover for an individual employee or director, arranged and paid for by the business. It can be a tax-efficient way of providing valuable protection, subject to HMRC rules.
Shareholder & Partnership Protection
If a shareholder or business partner dies or suffers a serious illness, their ownership interest can create difficult financial and practical questions. Protection can help provide funds to support an agreed ownership solution.
Business Loan Protection
Business borrowing can sometimes depend on key people within the company. Loan protection can help provide funds towards specified business borrowing if a covered event occurs.
Income Protection
If illness or injury prevents you or another key person from working, income protection can provide a regular income to help maintain financial security during a period when earnings are affected.
Private Medical & Employee Protection
Private medical insurance and other employee protection benefits can form an important part of a wider business protection strategy, helping businesses look after their people and provide valuable benefits.
As with all insurance policies, conditions and exclusions will apply.
Business protection is arranged by Introduction Only.
What happens to your business if the unexpected happens?
Most business owners spend their time planning for growth, managing people and looking after customers. Protection isn't always at the top of the list — until you suddenly need it.
The death, serious illness or long-term absence of a key person can put pressure on a business in ways that aren't always immediately obvious. There may be lost revenue, recruitment costs, outstanding borrowing or difficult decisions around ownership.
Putting the right protection in place can help your business prepare for those situations, giving you greater financial security and more options when you need them.
Talk to our team →Protect the business you've worked hard to build.
Good business protection isn't about expecting the worst. It's about being prepared if the unexpected happens.
Understand the risks. Explore your options. Protect your future.Do you know where your business is most exposed?
Business protection isn't something you need to work out on your own. A review can help identify the people, liabilities and risks that could have the biggest financial impact on your business.
Identify Your Key People
Who would be hardest to replace? We can help you consider the financial impact if an owner, director or key employee was no longer able to work.
Understand Your Risks
From business borrowing and ownership arrangements to protecting income and employees, we'll help you understand where your business could be vulnerable.
Explore Your Options
We'll explain the types of protection available and help you consider what may be appropriate for your business, without unnecessary jargon or complication.
Let's talk about protecting your business.
We'll take the time to understand your business, identify the areas that could need protection and explain the options available to you.
Arrange Your Business Protection Review →