Mortgage calculators. Get a clearer picture.
Whether you're buying your first home, moving house or remortgaging, our mortgage calculators can help you get a better idea of what the numbers could look like.
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Mortgage Calculators
Get a better idea of what you could borrow.
Our mortgage calculators are a useful starting point when you're thinking about buying a home, moving or remortgaging. They can give you an indication of how much you may be able to borrow and what your monthly repayments could look like.
Remember, calculators can only provide an indication. Your actual borrowing and mortgage payments will depend on your individual circumstances, income, expenditure and the lender's criteria.
How Much Could You Borrow?
See how much you may be able to borrow.
Use our borrowing calculator to get an indication of how much you could potentially borrow based on your income and circumstances.
Single Application
If you’re applying as a single applicant, please enter your annual income before tax is paid.
If you’re applying as a single applicant, please enter your annual income before tax is paid.
10000
Amount:£
Joint Application
Please enter the total annual income for both people before tax is paid.
Please enter the total annual income for both people before tax is paid.
10000
Amount:£
Mortgage Repayments
What could your monthly repayments be?
Use our mortgage repayment calculator to get an indication of what your monthly payments could look like based on the amount you borrow, the interest rate and the mortgage term.
Mortgage Repayment Calculator
25
Repayment:£
A Helpful Starting Point
Your actual mortgage could be different.
Mortgage calculators are a useful way to get a feel for the figures, but they can only provide an indication. Every lender has different lending criteria and the amount you can borrow will depend on your individual circumstances.
Your income, outgoings, credit history, deposit, mortgage term and the lender's affordability assessment can all affect the mortgage available to you.
If you want to know what you could actually borrow, our advisers can look at your circumstances and talk you through the options available.
Lauren Parkhill
2 months ago
Would highly recommend Mc Daid Mortgages!
Patrick was brilliant at providing me with all the information I needed when buying my first home. He was friendly, responsive and professional and quickly put my mind at ease with the mortgage process.
Any questions I had were answered super quickly and effectively and he was great at checking in on the process.
He gave some great advice and sorted everything I needed seamlessly.
Super happy with the service and will be back in the future.
Thank you Patrick
Aaron Cregan
4 months ago
Pat was absolutely fantastic. So supportive from start to finish had everything covered and made it seem easy! THANK YOU!
santi crilly
10 months ago
9 Months ago I decided to send the guys at McDaid mortgages a message regarding applying for a Mortgage whilst cross border working, fast forward to today and myself and my partner are spending our first Christmas in out brand new home, partly in thanks to the amazing work McDaid Mortgages did for us.
Quick call to get details, a few emails requesting statements etc and we where mortgage approved in no time.
Then when we went sale agreed, they helped us out with the whole
Process always on hand to assist with questions and found us a decent life insurance cover for the mortgage.
Brilliant company who really care about getting the beet outcome for their customers, can’t recommend them enough!
Jamie Jennings
10 months ago
I’ve recently bought my first home and Patrick at McDaid made this process so much smoother and always answered my questions with good details and gave me a good understanding at what the next step was i could not of asked for anyone more helpful
Lorcan James Bannon
11 months ago
I recently worked with Rory at McDaid Mortgages, and as a first time homebuyer, I couldn’t be more impressed with the service I received. From start to finish, Rory guided me through the entire process with exceptional professionalism and care. He handled everything efficiently, explained each step in a clear and reassuring way, and went above and beyond to make sure everything ran smoothly.
What really stood out was Rory’s friendly and personal approach. He made what could have been a stressful experience feel straightforward and manageable. Nothing was ever too much trouble, and he was always available to answer my questions and offer support.
Thanks to Rory’s expertise and dedication, I felt confident at every stage. I would absolutely recommend him and McDaid Mortgages to anyone looking for a mortgage adviser who combines knowledge, efficiency, and a genuinely approachable manner.
Nicola Shaw
12 months ago
Bought my first house in NI about a year ago, Patrick was my mortgage adviser, he was very responsive and efficient, made the process very easy and I would definitely use Mc Daid again. Apologies Patrick for taking a year to do a review 😅
Tin May Htut
12 months ago
We were with Rory for our first house purchase. Rory was very responsive to any of our questions which I appreciate the most. It is a difficult journey for the first time buyers but with his help, we find it easy enough. Definitely recommend to go through them for mortgages.
conor oneill
12 months ago
I can’t recommend this service enough. Our mortgage advisor was Rory, he was able to make every step of the process a lot easier and was always available to answer any questions we had. If your thinking about buying a house but don’t know where to start contacting mcdaid is a great first step
Caoime
1 year ago
Great experience working with Rory. He was helpful and professional throughout and made the house buying process as easy as possible. Would recommend and look forward to working with him in the future.
Gemma Ringland
1 year ago
Patrick at McDaid Mortgages made buying our first home so much easier. He explained everything clearly, was always quick to answer our questions, and genuinely had our best interests at heart throughout the whole process. Highly recommend to anyone needing a straightforward, honest mortgage advisor!
Cathal Meehan
1 year ago
Had a fantastic experience with Pat from start to Finish. I initially went to Pat for my first mortgage over 5 years ago and have gone back twice now for both remortgages. Will certainly recommend to anyone looking for great advice and service!
Erin McLaughlin
1 year ago
I recently worked with Patrick to secure a mortgage, and I couldn't be happier with the experience. From start to finish, he was professional, knowledgeable, and incredibly supportive.
They took the time to explain all of my options in detail, answered every question I had, and made sure I felt confident throughout the entire process.
Thanks to Patrick, I was able to find a mortgage that fits my needs and budget. Great service
Siobhan Eunan
1 year ago
Fantastic service, professional and friendly, the guys (Pat & Patrick) done all the hard work out of the equation and made it plain sailing. I really was out of my depth, I was prepped in advance, knowing each step and action required on my side making process less stressful and overwhelming. I cannot recommend these guys highly enough...thank you so much 😊🏘️🔑
Anonymous
2 years ago
Recently used Pat to help secure a mortgage for our new home. Lots of bumps along the way which Pat expertly helped navigate us through & get the home we wanted. Couldn’t have done it without Pat. Very easily reachable & always happy to answer the phone to you with any queries. Highly recommend using McDaid mortgages to take away all the stress. Thanks again Pat for your all your help.
Jack
Chris Gurney
2 years ago
Patrick was a great help in organising our mortgage. Very quick to reply to any questions or queries I had. Much appreciated.
M L
2 years ago
I worked with Patrick for my mortgage..and it was seamless! Patrick was very attentive, explained everything in detail and made sure I understood everything. Nothing was too big of a job, he helped me from the get go - getting my credit score to a stable level, then proceeding through the process of acquiring a house and mortgage. Patrick kept me informed every step of the way, his communication was excellent. I would highly recommend using McDaid's mortgage advisors. Thank you again. Happy new year!
Jewel Cassidy
2 years ago
As a first-time buyer Patrick was absolutely invaluable, so responsive and accessible. He guided me through every step and was extremely reliable throughout! I would recommend him to anyone.
Jade Gallagher
2 years ago
I cannot recommend Pat enough and would like to say a HUGE thank you for all of his hard work in securing me a mortgage and for guiding me through the purchase step by step. From the very first time I met with Pat, he couldn't have been more helpful. He was always just a message away to clear up queries or concerns, and he always explained things in a way that made the whole process less overwhelming. I will always recommend Pat to anyone I know who is deciding to purchase a house. Thank you again!
Conal
2 years ago
I recently used Mc Daid Mortgages to purchase my first home. Patrick was fantastic at finding me the best deal to suit my situation and his expertise and professionalism made everything easy and stress-free. I highly recommend them for anyone needing a reliable mortgage advisor.
Shane Oconnor
2 years ago
Patrick was helpful throughout the process making sure everything was done on time and answering any questions
Courtney Young
2 years ago
Fantastic throughout the whole home buying process. Supportive and no question seemed too ridiculous to ask.
natasha higgins
2 years ago
Patrick was so approachable and was great and keeping in touch and providing reassurance when needed. He explained the process step by step. Highly recommend
David Pointon
2 years ago
Pat has helped me for many years now. Firstly, when my self build mortgage came to an end and the then provider literally hung me out to dry. I didn't know where to turn. Pat was recommended and I have truly never looked back.
Subsequently I bought some buy to let's and Pat has handled the mortgages on them. Always sound advice! Maybe sometimes, what you don't want to hear, but never the less the safest hands I've ever met where finance is concerned. I thoroughly recommend McDaid Mortgages. I won't go elsewhere!
Rhiannon
3 years ago
Patrick was brilliant, super quick at completing the DIP through to advising on general queries during the process towards completion.
Geri
3 years ago
Cannot recommend highly enough.
Patrick was amazing - the help, guidance and expertise was beyond words.
My situation was complex - i was refused a mortgage elsewhere and told by other brokers that there was no point in applying as the result would be the same.
I feel so lucky to have came across Mc Daid mortgages and Patrick. His perseverance, knowledge. positive attitude and determination was outstanding. He was patient and completely thorough in all the documentation that he gathered, compiled and presented on my behalf...and he made sure that all the evidence required was organised and presented to the highest standard. He communicated with me throughout the process and did this with kindness answering any questions i may have had and ensuring all documentation was sourced and gathered.
I now have a mortgage thanks to Patrick and i am so relieved! With this mortgage comes complete peace of mind and I am so thankful and so grateful to be in this position and it is all due to Patrick. Thank you.
Adam McC
3 years ago
Would definitely recommend McDaid Mortgages!! I worked with Pat firstly then Patrick and the process couldn't have been any smoother.
As a first time buyer I constantly had questions but Patrick was always available at the end of the phone to clear anything up.
Would highly recommend McDaid Mortgages for a professional, knowledgeable and friendly service!
Paul Mc Ginley
3 years ago
I would highly Recommend Pat and Patrick as they were brilliant at arranging our mortgage for us.Their advice from Day 1 was a massive help and they were very quick and efficient getting things sorted quite quickly.thanks for all your help..
Paul and Sharon Mc Ginley.
Ruaigin Kavanagh
3 years ago
Would definitely recommend McDaid mortgages. Patrick dealt with my remortgage - he was a pleasure to work with, sorted out my mortgage with minimal hassle to me, kept me up to date with progress at each stage - ensured everything ran smoothly from that first phone call to completion. Thanks a million Patrick - will be back looking for a new deal when this one is coming to an end 🙂.
jose manuel muñoz roman
3 years ago
Hello, we are a Spanish family who had some complications to obtain a mortgage. Today everything is solved thanks to Ryan, a great professional but a better person. Thank you Ryan for fulfilling our dream ? forever grateful to you
Jess Wilson
3 years ago
Ryan was more than helpful in helping us to get the best deal for our new mortgage rates. He was very flexible with his time and great at communicating. Highly recommend?
Coleen Barr
3 years ago
Worked with Ryan to buy the property we have been renting the last couple of years. Ryan was super efficient and helpful. He handled our application with the upmost attention. From the very beginning until completion, Ryan kept in contact with us. He also helped us with any insurances we needed. Thank you very much Ryan - highly recommend!
Ciara McDermott
3 years ago
Worked with Patrick to buy the property we have been renting last couple of years over COVID. Patrick was so helpful, gave us lots of information, processed application quickly and kept us up to date throughout the process until we got approval. Thank you very much - highly recommend!!!!
catherine houten
3 years ago
I can highly recommend Mc Daid Mortgages, having used their services recently to change my mortgage supplier. Pat was knowledgeable, professional and friendly. He kept me informed at each step of the process and was always flexible when it came to meeting. Thanks to Pat and his team, the switch was quick, straight forward and stress free.
Vincent Mccafferty
4 years ago
Pat sorted my mortgage and life insurance would highly recommend.
d f
4 years ago
It was great to work with Pat to refix my mortgage. I really appreciated the professional and expert guidance Pat provided, especially during the uncertainty of the current financial climate.
Thanks again, Caroline
Hannah McGrotty (HeadFlusher)
6 years ago
Still going through the process but Pat has been so attentive and helpful. He explains the normally baffling process of home ownership in a way that makes sense!
Kevin Brown
9 years ago
Having been dealing with Mc Daid Mortgages and Pat for over 15 years - very personalised, professional and efficient business. Would highly recommend for all insurance, mortgage and financial planning - 5 stars!