Protect what matters most. Insurance advice you can trust.
Life doesn't always go to plan. The right insurance can help protect your family, your income and your home when you need it most. We're here to help you understand your options and find cover that's right for your circumstances.
Explore Your Options Talk To Our TeamIt's about protecting more than bricks and mortar.
When you take out a mortgage, it's easy to focus on the monthly payment and the interest rate. But what would happen if your circumstances changed and you could no longer work, became seriously ill or sadly weren't around to support your family?
The right protection can give you and your family a financial safety net when you need it most. We can help you understand the different types of cover available and find a solution that's appropriate for your circumstances and budget.
Cover for the things that matter.
There are different types of insurance designed to protect different parts of your financial life. We can help you understand what's available and which types of cover may be suitable for you.
Life Insurance
Life insurance can provide a financial payment to your loved ones if you die during the term of the policy, helping provide security for the people who depend on you.
Critical Illness Cover
Critical illness cover can provide a lump sum if you're diagnosed with a specified serious illness covered by your policy, helping you deal with the financial impact.
Income Protection
If illness or injury means you're unable to work, income protection can provide a regular income to help with your essential outgoings.
Mortgage Protection
Protecting your mortgage can help ensure your family isn't left struggling with repayments if something happens to you or your circumstances change.
Home Insurance
Buildings insurance can protect your home against a range of risks and is an important consideration when you're buying or remortgaging a property.
Contents Insurance
Your home is more than the building itself. Contents insurance can help protect the belongings inside your home against covered events.
As with all insurance policies, conditions and exclusions will apply.
What happens to your mortgage if life doesn't go to plan?
Your mortgage is likely to be one of your biggest monthly commitments. Making sure it can still be paid if something happens to you is an important part of protecting your home and your family.
Depending on your circumstances, there are different types of protection that could help cover your mortgage and other essential costs if you're diagnosed with a serious illness, become unable to work or sadly die.
We'll take the time to understand your circumstances, explain the options available and help you decide what level of cover may be appropriate for you.
Talk to our team →Your home. Your income. Your family.
The right protection can provide valuable financial support when you and your family need it most.
Straightforward advice. Cover that fits your circumstances.Life changes. Your protection should too.
The cover that was right for you a few years ago may not still be right today. Your mortgage, income, family and circumstances can all change over time.
Your circumstances change
Getting married, having children, changing jobs or taking on a larger mortgage can all change the level of protection you may need.
Your existing cover may not fit
It's worth checking what you already have, how much you're covered for and whether it still reflects your current circumstances.
It's easy to put it off
Protection isn't always top of the list. But reviewing it now could help you avoid finding gaps in your cover when you need it most.
Let's talk about your protection.
Not sure where to start? That's exactly what we're here for.
Whether you're looking to protect your mortgage, your income, your family or simply want to review the cover you already have, our team can help you understand your options.
Tell us a little about what you need.
Complete the form and a member of our team will get back to you as soon as possible.
Don't just take our word for it.
See what our clients have to say about their experience with Mc Daid Mortgages.
